:root{--navy:#002868;--navy-d:#00183F;--navy-l:#EAF0FA;--white:#FFFFFF;--charcoal:#1D1D1F;--gray:#5F6368;--border:#E0E4E8;--bg:#F0FDF4;--cd:#166534;--cd-d:#14532D;--cd-l:#DCFCE7;--cd-m:#16A34A;--eg:#059669;--eg-l:#ECFDF5;--am:#CA8A04;--am-l:#FEFCE8;--re:#DC2626;--re-l:#FEF2F2;--tl:#0891B2;--pk:#7C3AED;--pk-l:#F5F3FF}
.tw{font-family:'Inter',sans-serif;font-size:15px;color:var(--gray);line-height:1.65;max-width:1180px;margin:0 auto;padding:0 16px 72px;box-sizing:border-box}
.cpb{display:flex;align-items:center;gap:6px;font-size:12px;padding:14px 0 4px;flex-wrap:wrap}.cpb a{color:var(--cd);text-decoration:none}.cpb a:hover{text-decoration:underline}.cpb .sep{color:var(--border)}
.tw h2{font-family:'Montserrat',sans-serif;font-size:clamp(20px,2.8vw,27px);font-weight:800;color:var(--navy);margin:52px 0 16px;line-height:1.25;letter-spacing:-.3px}.tw h3{font-family:'Montserrat',sans-serif;font-size:clamp(15px,2vw,19px);font-weight:700;color:var(--charcoal);margin:24px 0 10px;line-height:1.3}
.tw p{margin-bottom:14px}.tw a{color:var(--cd);text-decoration:none}.tw a:hover{text-decoration:underline}
.th{background:linear-gradient(130deg,var(--cd-d) 0%,var(--cd) 55%,var(--cd-m) 100%);border-radius:16px;padding:40px 38px 36px;margin:8px 0 28px;position:relative;overflow:hidden}
.th::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 70% at 86% 35%,rgba(22,163,74,.34) 0%,transparent 60%);pointer-events:none}
.th-bg{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.24);color:rgba(255,255,255,.94);font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:4px 12px;border-radius:20px;margin-bottom:14px;position:relative;z-index:1}
.th-dot{width:6px;height:6px;background:#86EFAC;border-radius:50%;animation:bl 1.4s infinite}@keyframes bl{0%,100%{opacity:1}50%{opacity:.3}}
.th h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3.2vw,36px);font-weight:800;color:#fff;line-height:1.13;margin:0 0 12px;letter-spacing:-.5px;position:relative;z-index:1}.th h1 em{font-style:normal;color:#86EFAC}
.th-s{font-size:15px;color:rgba(255,255,255,.8);max-width:660px;line-height:1.65;position:relative;z-index:1}
.ib{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:0 0 28px}.ic{background:var(--white);border:1.5px solid var(--border);border-top:3px solid var(--cd);border-radius:10px;padding:14px 16px;text-align:center}.iv{font-family:'Montserrat',sans-serif;font-size:17px;font-weight:800;color:var(--cd-d);line-height:1.1}.il{font-size:11px;color:var(--gray);margin-top:4px;line-height:1.4}
.calc-grid{display:grid;grid-template-columns:1fr 1.08fr;gap:24px;align-items:start}.calc-wrapper{background:var(--bg);border-radius:14px;padding:28px;margin:0 0 44px;border:1px solid var(--border)}
.cst{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:var(--cd-d);text-transform:uppercase;letter-spacing:.8px;margin-bottom:22px;display:flex;align-items:center;gap:8px}.cst::before{content:'';display:block;width:3px;height:16px;background:var(--cd);border-radius:2px}
.ib2{background:var(--white);border:1px solid var(--border);border-radius:10px;overflow:hidden;margin-bottom:12px}.ibh{padding:9px 16px;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.92);letter-spacing:.7px;text-transform:uppercase;display:flex;align-items:center;gap:7px}
.ibh.cd{background:var(--cd)}.ibh.nv{background:var(--navy)}.ibh.am{background:var(--am)}.ibh.eg{background:var(--eg)}
.ibb{padding:14px 16px;display:flex;flex-direction:column;gap:10px}.fr{display:flex;flex-direction:column;gap:4px}.fr label{font-size:12.5px;font-weight:600;color:var(--charcoal)}.fr .ht{font-size:11px;color:var(--gray);margin-top:-1px}
.iw{display:flex;align-items:stretch;border:1.5px solid var(--border);border-radius:7px;overflow:hidden;background:var(--white);transition:border-color .2s,box-shadow .2s}.iw:focus-within{border-color:var(--cd);box-shadow:0 0 0 3px rgba(22,101,52,.1)}
.ip{background:var(--bg);padding:8px 10px;font-size:12.5px;font-weight:600;color:var(--gray);border-right:1px solid var(--border);flex-shrink:0;display:flex;align-items:center}
.iw input,.iw select{flex:1;min-width:0;border:none;outline:none;padding:8px 11px;font-family:'Inter',sans-serif;font-size:13.5px;color:var(--charcoal);background:transparent}.iw select{cursor:pointer}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.calc-actions{display:flex;flex-direction:column;gap:10px;margin-top:20px}
.bm{width:100%;padding:13px 20px;background:var(--cd);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:background .2s,transform .15s;display:flex;align-items:center;justify-content:center;gap:8px}.bm:hover{background:var(--cd-d);transform:translateY(-1px)}
.br2{display:flex;gap:10px}.bp{flex:1;padding:12px 16px;background:var(--navy-l);color:var(--navy);border:1.5px solid var(--navy);border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}.bp:hover{background:var(--navy);color:#fff}
.bw{flex:1;padding:12px 16px;background:#25D366;color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:background .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}.bw:hover{background:#1ebe5d}
.dn{display:none !important}.ad-container{margin:14px 0;min-height:0}.ad-in-calc:empty{display:none}
.ph-box{background:var(--white);border:2px dashed var(--border);border-radius:12px;padding:44px 20px;text-align:center}.ph-i{font-size:48px;opacity:.4;margin-bottom:10px}.ph-t{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);margin-bottom:5px}.ph-s{font-size:12.5px;color:var(--gray)}
.rs-box{display:flex;flex-direction:column;gap:14px}
.hero-cd{background:linear-gradient(135deg,var(--cd-d),var(--cd));border-radius:14px;padding:20px 22px;position:relative;overflow:hidden}.hero-cd::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 50% 80% at 90% 30%,rgba(134,239,172,.3),transparent 60%);pointer-events:none}
.he-label{font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;color:rgba(255,255,255,.68);text-transform:uppercase;letter-spacing:1px;margin-bottom:3px;position:relative;z-index:1}.he-val{font-family:'Montserrat',sans-serif;font-size:30px;font-weight:800;color:#fff;line-height:1.1;margin-bottom:3px;position:relative;z-index:1}.he-sub{font-size:12px;color:rgba(255,255,255,.72);position:relative;z-index:1}
.r3g{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px;position:relative;z-index:1}.rm{background:rgba(255,255,255,.14);border-radius:8px;padding:8px 10px;text-align:center}.rl{font-size:9px;color:rgba(255,255,255,.7);font-weight:600;text-transform:uppercase;margin-bottom:3px;letter-spacing:.3px}.rv{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:#fff;line-height:1.3}
.vd{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border-radius:10px}.vd.good{background:var(--eg-l);border:1.5px solid rgba(5,150,105,.25)}.vd.warn{background:var(--am-l);border:1.5px solid rgba(202,138,4,.28)}.vd.info{background:var(--cd-l);border:1.5px solid rgba(22,101,52,.2)}.vd.alert{background:var(--re-l);border:1.5px solid rgba(220,38,38,.25)}
.vi2{font-size:26px;flex-shrink:0;margin-top:2px}.vt h3{font-size:13.5px;margin:0 0 5px;color:var(--charcoal)}.vt p{font-size:13px;color:var(--gray);margin:0;line-height:1.6}
.dcard{background:var(--white);border:1.5px solid var(--border);border-radius:10px;overflow:hidden}.dc-hd{padding:9px 12px;font-family:'Montserrat',sans-serif;font-size:10.5px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.7px}.dc-hd.cd{background:var(--cd)}.dc-hd.nv{background:var(--navy)}.dc-hd.eg{background:var(--eg)}.dc-hd.am{background:var(--am)}
.drow{display:flex;justify-content:space-between;align-items:center;padding:7px 12px;border-bottom:1px solid var(--border);font-size:12.5px;gap:8px}.drow:last-child{border-bottom:none}.drow.hi{background:var(--cd-l);font-weight:700}.drow.go{background:var(--eg-l);font-weight:700}
.dl{color:var(--gray);flex:1;min-width:0;line-height:1.4;overflow-wrap:break-word}.dv{font-weight:700;color:var(--charcoal);white-space:nowrap}.dv.cd{color:var(--cd-d)}.dv.eg{color:var(--eg)}.dv.am{color:var(--am)}.dv.re{color:var(--re)}.dv.nv{color:var(--navy)}
.mp2{background:var(--white);border:1.5px solid var(--border);border-radius:12px;overflow:hidden}.mp2h{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.92);letter-spacing:.7px;text-transform:uppercase;padding:9px 16px;background:var(--cd)}.mp2c{padding:16px 12px}
.pb{height:18px;background:#e5e7eb;border-radius:9px;overflow:hidden;margin:6px 0}.pf{height:100%;border-radius:9px;transition:width .5s}.pf.green{background:var(--cd)}.pf.amber{background:var(--am)}.pf.red{background:var(--re)}
.hs-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:20px 0}.hc{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:18px 14px;text-align:center}.hn{width:38px;height:38px;background:var(--cd);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Montserrat',sans-serif;font-weight:800;font-size:15px;margin:0 auto 12px}.hc h3{font-size:13px;color:var(--navy);margin:0 0 6px}.hc p{font-size:12px;color:var(--gray);margin:0}
.eg-ex{background:var(--cd-l);border:1.5px solid rgba(22,101,52,.15);border-left:4px solid var(--cd);border-radius:8px;padding:20px 22px;margin:20px 0}.eg-ex h3{color:var(--cd-d);margin:0 0 14px}
.er{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:8px 0;border-bottom:1px solid rgba(22,101,52,.1);font-size:13px}.er:last-child{border-bottom:none}.el2{color:var(--gray);flex:1;min-width:0;line-height:1.6}.ev{font-weight:700;color:var(--cd-d);flex-shrink:0;text-align:right;font-size:12.5px}.er.et .ev{color:var(--navy);font-size:13.5px}
.tg{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}.tc{background:var(--white);border:1.5px solid var(--border);border-top:4px solid var(--cd);border-radius:10px;padding:20px;transition:box-shadow .2s,transform .2s}.tc:hover{box-shadow:0 6px 20px rgba(22,101,52,.1);transform:translateY(-2px)}.ti{font-size:28px;margin-bottom:10px}.tc h3{font-size:14px;color:var(--navy);margin:0 0 8px}.tc p{font-size:13px;color:var(--gray);margin:0}
.fl{display:flex;flex-direction:column;gap:8px;margin:20px 0}.fi{background:var(--white);border:1.5px solid var(--border);border-radius:8px;overflow:hidden}.fi[open]{border-color:var(--cd)}.fq{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);cursor:pointer;list-style:none;user-select:none}.fq::-webkit-details-marker{display:none}.fq::after{content:'+';font-size:20px;font-weight:400;color:var(--cd);flex-shrink:0;line-height:1}.fi[open] .fq::after{content:'-'}.fa{display:none;padding:14px 18px 18px;font-size:14px;color:var(--gray);line-height:1.72;border-top:1px solid var(--border)}details.fi[open] .fa{display:block !important}
.rg2{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0}.rcard{display:flex;align-items:center;gap:12px;background:var(--white);border:1.5px solid var(--border);border-radius:10px;padding:14px 16px;text-decoration:none;transition:all .2s}.rcard:hover{border-color:var(--cd);box-shadow:0 4px 14px rgba(22,101,52,.12);transform:translateY(-2px)}.ri{font-size:22px;width:44px;height:44px;background:var(--cd-l);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.rn{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--charcoal);margin:0 0 3px;display:block}.rs2{font-size:11px;color:var(--gray);margin:0}
.db{background:var(--bg);border:1px solid var(--border);border-left:4px solid var(--gray);border-radius:8px;padding:20px 24px;margin:44px 0 0;font-size:13px;color:var(--gray);line-height:1.72}.db h2{font-size:16px !important;color:var(--charcoal) !important;margin:0 0 10px !important}
@media(max-width:900px){.calc-grid{grid-template-columns:1fr}.ib{grid-template-columns:repeat(2,1fr)}.tg{grid-template-columns:1fr}.hs-grid{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:repeat(2,1fr)}.th{padding:28px 22px 26px}.r3g{grid-template-columns:1fr}}
@media(max-width:640px){.ib{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:1fr}.br2{flex-direction:column !important}.hs-grid{grid-template-columns:1fr}.tw h2{margin-top:36px}}