/* ============================================================
   SGFinanceCalculators.com — Tax Silo
   Tool: Personal Income Tax Calculator 2026 (YA2026)
   File: personal-income-tax-calculator-2026.css
   Silo accent: Amber #B45309
   ============================================================ */

:root {
  --navy:     #002868;
  --navy-d:   #00183F;
  --navy-m:   #003580;
  --navy-l:   #EAF0FA;
  --red:      #BF0A30;
  --red-h:    #9B0826;
  --green:    #00875A;
  --green-h:  #006644;
  --white:    #FFFFFF;
  --charcoal: #1D1D1F;
  --gray:     #5F6368;
  --border:   #E0E4E8;
  --bg:       #F7F9FC;
  --amber:    #B45309;
  --amber-d:  #92400E;
  --amber-m:  #D97706;
  --amber-l:  #FEF3C7;
}
.tool-wrap {
  font-family: 'Inter',sans-serif;
  font-size: 15px;
  color: var(--gray);
  line-height: 1.65;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 16px 72px;
  box-sizing: border-box;
}
.cp-breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: var(--gray);
  padding: 14px 0 4px;
  flex-wrap: wrap;
}
.cp-breadcrumb a { color: var(--amber); text-decoration: none; }
.cp-breadcrumb a:hover { text-decoration: underline; }
.cp-breadcrumb .sep { color: var(--border); }
.tool-wrap h2 {
  font-family: 'Montserrat',sans-serif;
  font-size: clamp(20px,2.8vw,27px);
  font-weight: 800;
  color: var(--navy);
  margin: 52px 0 16px;
  line-height: 1.25;
  letter-spacing: -0.3px;
}
.tool-wrap h3 {
  font-family: 'Montserrat',sans-serif;
  font-size: clamp(15px,2vw,19px);
  font-weight: 700;
  color: var(--charcoal);
  margin: 24px 0 10px;
  line-height: 1.3;
}
.tool-wrap h4 {
  font-family: 'Montserrat',sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--charcoal);
  margin: 14px 0 6px;
}
.tool-wrap p { margin-bottom: 14px; }
.tool-wrap ul { padding-left: 20px; margin-bottom: 14px; }
.tool-wrap ul li { margin-bottom: 7px; }
.tool-wrap a { color: var(--amber); text-decoration: none; }
.tool-wrap a:hover { text-decoration: underline; }
/* HERO */
.tool-hero {
  background: linear-gradient(130deg, var(--navy-d) 0%, var(--navy) 52%, #7C2D12 100%);
  border-radius: 16px;
  padding: 40px 38px 36px;
  margin: 8px 0 28px;
  position: relative;
  overflow: hidden;
}
.tool-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 55% 70% at 92% 50%, rgba(180,83,9,0.22) 0%, transparent 55%);
  pointer-events: none;
}
.th-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  color: rgba(255,255,255,0.92);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 14px;
  position: relative;
  z-index: 1;
}
.th-dot {
  width: 6px; height: 6px;
  background: var(--amber-m);
  border-radius: 50%;
  animation: blinkA 1.4s infinite;
}
@keyframes blinkA { 0%,100%{opacity:1} 50%{opacity:0.3} }
.tool-hero h1 {
  font-family: 'Montserrat',sans-serif;
  font-size: clamp(22px,3.5vw,38px);
  font-weight: 800;
  color: #fff;
  line-height: 1.13;
  margin: 0 0 12px;
  letter-spacing: -0.5px;
  position: relative;
  z-index: 1;
}
.tool-hero h1 em { font-style: normal; color: var(--amber-l); }
.th-sub {
  font-size: 15px;
  color: rgba(255,255,255,0.72);
  max-width: 620px;
  line-height: 1.65;
  position: relative;
  z-index: 1;
}
/* INFO BAND */
.info-band {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 12px;
  margin: 0 0 28px;
}
.ib-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-top: 3px solid var(--amber);
  border-radius: 10px;
  padding: 14px 16px;
  text-align: center;
}
.ib-val {
  font-family: 'Montserrat',sans-serif;
  font-size: 19px;
  font-weight: 800;
  color: var(--amber);
  line-height: 1.1;
}
.ib-lbl { font-size: 11px; color: var(--gray); margin-top: 4px; line-height: 1.4; }
/* REBATE ALERT */
.rebate-alert {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: rgba(180,83,9,0.08);
  border: 1.5px solid rgba(180,83,9,0.28);
  border-radius: 8px;
  padding: 13px 16px;
  margin: 0 0 28px;
  font-size: 13.5px;
  color: var(--amber-d);
}
.ra-icon { font-size: 18px; flex-shrink: 0; margin-top: 1px; }
/* CALC SECTION */
.calc-section {
  background: var(--bg);
  border-radius: 14px;
  padding: 28px;
  margin: 0 0 44px;
  border: 1px solid var(--border);
}
.calc-ttl {
  font-family: 'Montserrat',sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--amber);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 22px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.calc-ttl::before {
  content: '';
  display: block;
  width: 3px; height: 16px;
  background: var(--amber);
  border-radius: 2px;
}
/* GRID */
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: start;
}
/* INPUT PANEL */
.input-panel { display: flex; flex-direction: column; gap: 14px; }
.inp-block {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  overflow: hidden;
}
.inp-block-hd {
  background: var(--navy);
  padding: 9px 16px;
  font-family: 'Montserrat',sans-serif;
  font-size: 11px;
  font-weight: 700;
  color: rgba(255,255,255,0.9);
  letter-spacing: 0.7px;
  text-transform: uppercase;
}
.inp-block-body {
  padding: 16px;
  display: flex;
  flex-direction: column;
  gap: 13px;
}
.form-row { display: flex; flex-direction: column; gap: 5px; }
.form-row > label { font-size: 12.5px; font-weight: 600; color: var(--charcoal); }
.form-row .hint { font-size: 11px; color: var(--gray); margin-top: -3px; }
.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.inp-wrap {
  display: flex;
  align-items: stretch;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  overflow: hidden;
  background: var(--white);
  transition: border-color .2s, box-shadow .2s;
}
.inp-wrap:focus-within { border-color: var(--amber); box-shadow: 0 0 0 3px rgba(180,83,9,.1); }
.inp-pre, .inp-suf {
  background: var(--bg);
  padding: 9px 10px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gray);
  border-right: 1px solid var(--border);
  flex-shrink: 0;
  display: flex;
  align-items: center;
}
.inp-suf { border-right: none; border-left: 1px solid var(--border); }
.inp-wrap input, .inp-wrap select {
  flex: 1;
  min-width: 0;
  border: none;
  outline: none;
  padding: 9px 11px;
  font-family: 'Inter',sans-serif;
  font-size: 14px;
  color: var(--charcoal);
  background: transparent;
}
.inp-wrap select { cursor: pointer; }
input[type=number]::-webkit-inner-spin-button,
input[type=number]::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }
.form-row select {
  width: 100%;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  padding: 9px 11px;
  font-family: 'Inter',sans-serif;
  font-size: 14px;
  color: var(--charcoal);
  background: var(--white);
  outline: none;
  cursor: pointer;
  transition: border-color .2s;
}
.form-row select:focus { border-color: var(--amber); }
.relief-2col { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
/* ACTIONS */
.calc-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 4px; }
.btn-calc {
  flex: 2;
  min-width: 120px;
  padding: 13px 20px;
  background: var(--amber);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-family: 'Montserrat',sans-serif;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  transition: background .2s, transform .15s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.btn-calc:hover { background: var(--amber-d); transform: translateY(-1px); }
.btn-pdf {
  padding: 13px 16px;
  background: var(--navy-l);
  color: var(--navy);
  border: 1.5px solid var(--navy);
  border-radius: 8px;
  font-family: 'Montserrat',sans-serif;
  font-size: 12.5px;
  font-weight: 700;
  cursor: pointer;
  transition: all .2s;
  display: flex;
  align-items: center;
  gap: 5px;
  white-space: nowrap;
}
.btn-pdf:hover { background: var(--navy); color: #fff; }
.btn-wa {
  padding: 13px 16px;
  background: #25D366;
  color: #fff;
  border: none;
  border-radius: 8px;
  font-family: 'Montserrat',sans-serif;
  font-size: 12.5px;
  font-weight: 700;
  cursor: pointer;
  transition: background .2s;
  display: flex;
  align-items: center;
  gap: 5px;
  white-space: nowrap;
}
.btn-wa:hover { background: #1ebe5d; }
/* RESULTS PANEL */
.results-panel { display: flex; flex-direction: column; gap: 16px; }
.res-placeholder {
  background: var(--white);
  border: 2px dashed var(--border);
  border-radius: 12px;
  padding: 48px 20px;
  text-align: center;
}
.ph-icon { font-size: 52px; opacity: .35; margin-bottom: 12px; }
.ph-title { font-family: 'Montserrat',sans-serif; font-size: 15px; font-weight: 700; color: var(--charcoal); margin-bottom: 6px; }
.ph-sub { font-size: 13px; color: var(--gray); }
.d-none { display: none !important; }
.res-box { background: var(--navy); border-radius: 12px; padding: 22px; }
.res-box-ttl {
  font-family: 'Montserrat',sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .8px;
  text-transform: uppercase;
  color: rgba(255,255,255,.55);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.res-ya-tag { background: var(--amber); color: #fff; font-size: 10px; padding: 2px 8px; border-radius: 10px; }
.res-primary { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 12px; }
.res-metric {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 8px;
  padding: 13px 14px;
}
.res-metric.hl { background: rgba(180,83,9,.28); border-color: rgba(180,83,9,.5); }
.res-metric-val { font-family: 'Montserrat',sans-serif; font-size: 21px; font-weight: 800; color: #fff; line-height: 1.1; }
.res-metric.hl .res-metric-val { color: var(--amber-l); }
.res-metric-lbl { font-size: 10.5px; color: rgba(255,255,255,.5); margin-top: 4px; }
.res-secondary { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px; }
.res-sm {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 7px;
  padding: 10px 12px;
  text-align: center;
}
.res-sm-val { font-family: 'Montserrat',sans-serif; font-size: 14px; font-weight: 700; color: rgba(255,255,255,.9); }
.res-sm-lbl { font-size: 10px; color: rgba(255,255,255,.4); margin-top: 3px; }
/* CAP BAR */
.cap-bar-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 16px;
}
.cap-bar-hd { display: flex; justify-content: space-between; font-size: 12px; font-weight: 600; color: var(--charcoal); margin-bottom: 8px; }
.cap-bar-bg { background: var(--border); border-radius: 4px; height: 8px; overflow: hidden; margin-bottom: 6px; }
.cap-bar-fill { height: 100%; background: var(--green); border-radius: 4px; transition: width .5s ease; }
.cap-bar-fill.over { background: var(--red); }
.cap-bar-txt { font-size: 11.5px; color: var(--gray); display: flex; justify-content: space-between; }
.cap-warn {
  display: none;
  align-items: flex-start;
  gap: 7px;
  background: rgba(191,10,48,.07);
  border: 1px solid rgba(191,10,48,.2);
  border-radius: 6px;
  padding: 8px 12px;
  font-size: 12px;
  color: var(--red);
  margin-top: 8px;
}
.cap-warn.show { display: flex; }
/* RELIEF SUMMARY */
.relief-summary { background: var(--white); border: 1px solid var(--border); border-radius: 10px; overflow: hidden; }
.relief-summary-hd {
  background: var(--bg);
  padding: 10px 14px;
  font-family: 'Montserrat',sans-serif;
  font-size: 11px;
  font-weight: 700;
  color: var(--charcoal);
  text-transform: uppercase;
  letter-spacing: .5px;
  border-bottom: 1px solid var(--border);
}
#reliefRows { padding: 4px 0; }
.relief-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 7px 14px;
  border-bottom: 1px solid var(--border);
  font-size: 12.5px;
}
.relief-row:last-child { border-bottom: none; }
.relief-row .rl-val { font-weight: 700; color: var(--green); }
.relief-row.rtotal { background: var(--bg); font-weight: 700; color: var(--navy); }
.relief-row.rtotal .rl-val { color: var(--navy); }
/* BRACKET TABLE */
.bracket-wrap { background: var(--white); border: 1px solid var(--border); border-radius: 10px; overflow: hidden; }
.bracket-hd { background: var(--amber); padding: 10px 14px; font-family: 'Montserrat',sans-serif; font-size: 11px; font-weight: 700; color: #fff; text-transform: uppercase; letter-spacing: .5px; }
.bracket-wrap table { width: 100%; border-collapse: collapse; font-size: 12.5px; }
.bracket-wrap thead th { padding: 8px 10px; text-align: left; font-size: 10.5px; font-weight: 700; color: var(--gray); text-transform: uppercase; letter-spacing: .4px; background: var(--bg); border-bottom: 1px solid var(--border); }
.bracket-wrap tbody tr { border-bottom: 1px solid var(--border); transition: background .15s; }
.bracket-wrap tbody tr:last-child { border-bottom: none; }
.bracket-wrap tbody tr:hover { background: var(--amber-l); }
.bracket-wrap tbody td { padding: 8px 10px; color: var(--charcoal); }
.bracket-wrap tbody tr.ab { background: rgba(180,83,9,.08); font-weight: 600; }
.bracket-wrap tfoot td { padding: 9px 10px; font-family: 'Montserrat',sans-serif; font-weight: 800; color: var(--navy); background: var(--bg); border-top: 2px solid var(--amber); font-size: 13px; }
/* CHART */
.chart-card { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 18px; }
.chart-ttl { font-family: 'Montserrat',sans-serif; font-size: 11px; font-weight: 700; color: var(--charcoal); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 14px; }
#taxChart { max-height: 230px; }
/* CONTENT TABLES */
.rate-table { width: 100%; border-collapse: collapse; font-size: 13.5px; margin: 16px 0; border-radius: 8px; overflow: hidden; }
.rate-table th { background: var(--amber); color: #fff; padding: 10px 14px; text-align: left; font-family: 'Montserrat',sans-serif; font-size: 12px; font-weight: 700; text-transform: uppercase; }
.rate-table td { padding: 9px 14px; border-bottom: 1px solid var(--border); color: var(--charcoal); }
.rate-table tr:nth-child(even) td { background: var(--bg); }
.rate-table tr:hover td { background: var(--amber-l); }
.rate-table .zero-band { color: var(--green); font-weight: 700; }
.rate-table .top-band { color: var(--red); font-weight: 700; }
/* EXAMPLES */
.example-box { background: var(--amber-l); border: 1.5px solid rgba(180,83,9,.22); border-left: 4px solid var(--amber); border-radius: 8px; padding: 20px 22px; margin: 20px 0; }
.example-box h3 { color: var(--amber-d); margin: 0 0 14px; }
.eg-row { display: flex; justify-content: space-between; padding: 6px 0; border-bottom: 1px solid rgba(180,83,9,.14); font-size: 13.5px; }
.eg-row:last-child { border-bottom: none; }
.eg-row .er-lbl { color: var(--gray); }
.eg-row .er-val { font-weight: 700; color: var(--amber-d); }
.eg-row.eg-total { font-weight: 700; color: var(--navy); font-size: 15px; margin-top: 4px; }
.eg-row.eg-total .er-val { color: var(--navy); }
/* TIPS */
.tips-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; margin: 20px 0; }
.tip-card { background: var(--white); border: 1.5px solid var(--border); border-top: 4px solid var(--amber); border-radius: 10px; padding: 20px; transition: box-shadow .2s, transform .2s; }
.tip-card:hover { box-shadow: 0 6px 20px rgba(0,40,104,.1); transform: translateY(-2px); }
.tip-icon { font-size: 28px; margin-bottom: 10px; }
.tip-card h3 { font-size: 14px; color: var(--navy); margin: 0 0 8px; }
.tip-card p { font-size: 13px; color: var(--gray); margin: 0; }
/* FAQ */
.faq-list { display: flex; flex-direction: column; gap: 8px; margin: 20px 0; }
.faq-item { background: var(--white); border: 1.5px solid var(--border); border-radius: 8px; overflow: hidden; transition: border-color .2s; }
.faq-item[open] { border-color: var(--amber); }
.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 14px 18px;
  font-family: 'Montserrat',sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--charcoal);
  cursor: pointer;
  list-style: none;
  user-select: none;
}
.faq-q::-webkit-details-marker { display: none; }
.faq-q::after { content: '+'; font-size: 20px; font-weight: 400; color: var(--amber); flex-shrink: 0; transition: transform .2s; line-height: 1; }
.faq-item[open] .faq-q::after { content: '-'; }
.faq-a { display: none; padding: 14px 18px 18px; font-size: 14px; color: var(--gray); line-height: 1.72; border-top: 1px solid var(--border); }
details.faq-item[open] .faq-a { display: block !important; }
/* RELATED */
.related-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; margin: 20px 0; }
.rel-card { display: flex; align-items: center; gap: 12px; background: var(--white); border: 1.5px solid var(--border); border-radius: 10px; padding: 14px 16px; text-decoration: none; transition: all .2s; }
.rel-card:hover { border-color: var(--amber); box-shadow: 0 4px 14px rgba(180,83,9,.12); transform: translateY(-2px); }
.rel-icon { font-size: 22px; width: 44px; height: 44px; background: var(--amber-l); border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.rel-info .rel-name { font-size: 13px; color: var(--charcoal); margin: 0 0 3px; }
.rel-info p { font-size: 11px; color: var(--gray); margin: 0; }
/* HOW STEPS */
.how-steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin: 20px 0; }
.how-step { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 18px 14px; text-align: center; }
.how-num { width: 38px; height: 38px; background: var(--amber); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Montserrat',sans-serif; font-weight: 800; font-size: 15px; margin: 0 auto 12px; }
.how-step h3 { font-size: 13px; color: var(--navy); margin: 0 0 6px; }
.how-step p { font-size: 12px; color: var(--gray); margin: 0; }
/* DISCLAIMER */
.disclaimer-box { background: var(--bg); border: 1px solid var(--border); border-left: 4px solid var(--gray); border-radius: 8px; padding: 20px 24px; margin: 44px 0 0; font-size: 13px; color: var(--gray); line-height: 1.72; }
.disclaimer-box h2 { font-size: 16px !important; color: var(--charcoal) !important; margin: 0 0 10px !important; }
/* RESPONSIVE */
@media (max-width: 900px) {
  .calc-grid { grid-template-columns: 1fr !important; }
  .info-band { grid-template-columns: repeat(2,1fr); }
  .tips-grid { grid-template-columns: 1fr; }
  .how-steps { grid-template-columns: repeat(2,1fr); }
  .related-grid { grid-template-columns: repeat(2,1fr); }
  .res-primary { grid-template-columns: 1fr 1fr; }
  .res-secondary { grid-template-columns: 1fr 1fr; }
  .relief-2col { grid-template-columns: 1fr; }
  .tool-hero { padding: 28px 22px 26px; }
}
@media (max-width: 640px) {
  .info-band { grid-template-columns: repeat(2,1fr); }
  .related-grid { grid-template-columns: 1fr; }
  .res-primary { grid-template-columns: 1fr; }
  .res-secondary { grid-template-columns: 1fr; }
  .form-row-2 { grid-template-columns: 1fr; }
  .tool-wrap h2 { margin-top: 36px; }
}
.example-box{overflow-x:hidden}
@media(max-width:768px){
.eg-row{flex-direction:column!important;gap:4px!important;align-items:flex-start!important}
.eg-row .er-val{text-align:left!important;max-width:100%!important;font-size:12px!important;width:100%!important}
.eg-row.eg-total .er-val{font-size:13px!important}
}
@media(min-width:769px){
.eg-row{gap:16px!important;align-items:flex-start!important}
.eg-row .er-lbl{flex:1!important;min-width:0!important}
.eg-row .er-val{flex-shrink:0!important;max-width:190px!important;text-align:right!important;font-size:12.5px!important}
.eg-row.eg-total .er-val{max-width:220px!important;font-size:13.5px!important}
}