:root{--navy:#002868;--navy-d:#00183F;--navy-l:#EAF0FA;--white:#FFFFFF;--charcoal:#1D1D1F;--gray:#5F6368;--border:#E0E4E8;--bg:#F7F9FC;--pm:#7C3AED;--pm-d:#6D28D9;--pm-l:#F5F3FF;--pm-m:#8B5CF6;--eg:#059669;--eg-l:#ECFDF5;--am:#D97706;--am-l:#FFFBEB;--re:#DC2626;--re-l:#FEF2F2;--sk:#0284C7;--sk-l:#F0F9FF;}
.tw{font-family:'Inter',sans-serif;font-size:15px;color:var(--gray);line-height:1.65;max-width:1180px;margin:0 auto;padding:0 16px 72px;box-sizing:border-box}
.cpb{display:flex;align-items:center;gap:6px;font-size:12px;padding:14px 0 4px;flex-wrap:wrap}
.cpb a{color:var(--pm-m);text-decoration:none}.cpb a:hover{text-decoration:underline}.cpb .sep{color:var(--border)}
.tw h2{font-family:'Montserrat',sans-serif;font-size:clamp(20px,2.8vw,27px);font-weight:800;color:var(--navy);margin:52px 0 16px;line-height:1.25;letter-spacing:-.3px}
.tw h3{font-family:'Montserrat',sans-serif;font-size:clamp(15px,2vw,19px);font-weight:700;color:var(--charcoal);margin:24px 0 10px;line-height:1.3}
.tw p{margin-bottom:14px}.tw ul{padding-left:20px;margin-bottom:14px}.tw ul li{margin-bottom:7px}
.tw a{color:var(--pm-m);text-decoration:none}.tw a:hover{text-decoration:underline}
.th{background:linear-gradient(130deg,var(--navy-d) 0%,var(--pm-d) 60%,#6D28D9 100%);border-radius:16px;padding:40px 38px 36px;margin:8px 0 28px;position:relative;overflow:hidden}
.th::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 70% at 88% 40%,rgba(139,92,246,.28) 0%,transparent 60%);pointer-events:none}
.th-bg{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.92);font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:4px 12px;border-radius:20px;margin-bottom:14px;position:relative;z-index:1}
.th-dot{width:6px;height:6px;background:#C4B5FD;border-radius:50%;animation:bl 1.4s infinite}
@keyframes bl{0%,100%{opacity:1}50%{opacity:.3}}
.th h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3.2vw,36px);font-weight:800;color:#fff;line-height:1.13;margin:0 0 12px;letter-spacing:-.5px;position:relative;z-index:1}
.th h1 em{font-style:normal;color:#C4B5FD}
.th-s{font-size:15px;color:rgba(255,255,255,.77);max-width:660px;line-height:1.65;position:relative;z-index:1}
.ib{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:0 0 28px}
.ic{background:var(--white);border:1.5px solid var(--border);border-top:3px solid var(--pm);border-radius:10px;padding:14px 16px;text-align:center}
.iv{font-family:'Montserrat',sans-serif;font-size:17px;font-weight:800;color:var(--pm-d);line-height:1.1}
.il{font-size:11px;color:var(--gray);margin-top:4px;line-height:1.4}
.calc-grid{display:grid;grid-template-columns:1fr 1.08fr;gap:24px;align-items:start}
.calc-wrapper{background:var(--bg);border-radius:14px;padding:28px;margin:0 0 44px;border:1px solid var(--border)}
.cst{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:var(--pm-d);text-transform:uppercase;letter-spacing:.8px;margin-bottom:22px;display:flex;align-items:center;gap:8px}
.cst::before{content:'';display:block;width:3px;height:16px;background:var(--pm);border-radius:2px}
.ib2{background:var(--white);border:1px solid var(--border);border-radius:10px;overflow:hidden;margin-bottom:12px}
.ibh{padding:9px 16px;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.92);letter-spacing:.7px;text-transform:uppercase}
.ibh.pm{background:var(--pm)}.ibh.nv{background:var(--navy)}.ibh.eg{background:var(--eg)}.ibh.am{background:var(--am)}.ibh.re{background:var(--re)}.ibh.sk{background:var(--sk)}
.ibb{padding:14px 16px;display:flex;flex-direction:column;gap:10px}
.fr{display:flex;flex-direction:column;gap:4px}
.fr label{font-size:12.5px;font-weight:600;color:var(--charcoal)}
.fr .ht{font-size:11px;color:var(--gray);margin-top:-1px}
.iw{display:flex;align-items:stretch;border:1.5px solid var(--border);border-radius:7px;overflow:hidden;background:var(--white);transition:border-color .2s,box-shadow .2s}
.iw:focus-within{border-color:var(--pm);box-shadow:0 0 0 3px rgba(124,58,237,.1)}
.ip,.is{background:var(--bg);padding:8px 10px;font-size:12.5px;font-weight:600;color:var(--gray);border-right:1px solid var(--border);flex-shrink:0;display:flex;align-items:center}
.is{border-right:none;border-left:1px solid var(--border)}
.iw input,.iw select{flex:1;min-width:0;border:none;outline:none;padding:8px 11px;font-family:'Inter',sans-serif;font-size:13.5px;color:var(--charcoal);background:transparent;cursor:pointer}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.chk-row{display:flex;align-items:center;gap:9px;padding:6px 0;cursor:pointer}
.chk-row input{width:17px;height:17px;accent-color:var(--pm);cursor:pointer;flex-shrink:0}
.chk-row label{font-size:12.5px;color:var(--charcoal);cursor:pointer;line-height:1.4}
.mem-row{display:grid;grid-template-columns:1fr 90px 90px auto;gap:8px;align-items:center;padding:8px 0;border-bottom:1px solid var(--border)}
.mem-row:last-of-type{border-bottom:none}
.mem-row input[type=text],.mem-row input[type=number]{border:1.5px solid var(--border);border-radius:6px;padding:7px 9px;font-family:'Inter',sans-serif;font-size:13px;color:var(--charcoal);width:100%;box-sizing:border-box;outline:none}
.mem-row input:focus{border-color:var(--pm)}
.mem-lbl{display:grid;grid-template-columns:1fr 90px 90px auto;gap:8px;font-size:10.5px;font-weight:700;color:var(--gray);text-transform:uppercase;letter-spacing:.4px;padding-bottom:2px}
.rm-btn{background:var(--re-l);color:var(--re);border:none;border-radius:6px;width:30px;height:30px;font-size:16px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center}
.rm-btn:hover{background:var(--re);color:#fff}
.add-btn{background:var(--pm-l);color:var(--pm-d);border:1.5px dashed var(--pm);border-radius:7px;padding:9px;font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer;width:100%;margin-top:8px;transition:all .2s}
.add-btn:hover{background:var(--pm);color:#fff}
.calc-actions{display:flex;flex-direction:column;gap:10px;margin-top:20px}
.bm{width:100%;padding:13px 20px;background:var(--pm);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:background .2s,transform .15s;display:flex;align-items:center;justify-content:center;gap:8px}
.bm:hover{background:var(--pm-d);transform:translateY(-1px)}
.br2{display:flex;gap:10px}
.bp{flex:1;padding:12px 16px;background:var(--navy-l);color:var(--navy);border:1.5px solid var(--navy);border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}
.bp:hover{background:var(--navy);color:#fff}
.bw{flex:1;padding:12px 16px;background:#25D366;color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:background .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}
.bw:hover{background:#1ebe5d}
.dn{display:none !important}
.ad-container{margin:14px 0;min-height:0}
.ad-in-calc:empty{display:none}
.ph-box{background:var(--white);border:2px dashed var(--border);border-radius:12px;padding:44px 20px;text-align:center}
.ph-i{font-size:48px;opacity:.35;margin-bottom:10px}
.ph-t{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);margin-bottom:5px}
.ph-s{font-size:12.5px;color:var(--gray)}
.rs-box{display:flex;flex-direction:column;gap:14px}
.hero-pm{background:linear-gradient(135deg,var(--pm-d),#6D28D9);border-radius:14px;padding:20px 22px}
.hp-label{font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;color:rgba(255,255,255,.65);text-transform:uppercase;letter-spacing:1px;margin-bottom:3px}
.hp-val{font-family:'Montserrat',sans-serif;font-size:26px;font-weight:800;color:#fff;line-height:1.1;margin-bottom:3px}
.hp-sub{font-size:12px;color:rgba(255,255,255,.65)}
.r3g{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:12px}
.rm{background:rgba(255,255,255,.13);border-radius:8px;padding:8px 10px;text-align:center}
.rl{font-size:9px;color:rgba(255,255,255,.65);font-weight:600;text-transform:uppercase;margin-bottom:3px}
.rv{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800;color:#fff;line-height:1.3}
.vd{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border-radius:10px}
.vd.good{background:var(--eg-l);border:1.5px solid rgba(5,150,105,.25)}
.vd.warn{background:var(--am-l);border:1.5px solid rgba(217,119,6,.25)}
.vd.info{background:var(--pm-l);border:1.5px solid rgba(124,58,237,.2)}
.vi2{font-size:26px;flex-shrink:0;margin-top:2px}
.vt h3{font-size:13.5px;margin:0 0 5px;color:var(--charcoal)}
.vt p{font-size:13px;color:var(--gray);margin:0;line-height:1.6}
.dcard{background:var(--white);border:1.5px solid var(--border);border-radius:10px;overflow:hidden}
.dc-hd{padding:9px 12px;font-family:'Montserrat',sans-serif;font-size:10.5px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.7px}
.dc-hd.pm{background:var(--pm)}.dc-hd.eg{background:var(--eg)}.dc-hd.re{background:var(--re)}.dc-hd.nv{background:var(--navy)}
.drow{display:flex;justify-content:space-between;align-items:center;padding:7px 12px;border-bottom:1px solid var(--border);font-size:12.5px;gap:8px}
.drow:last-child{border-bottom:none}
.drow.hi{background:var(--pm-l);font-weight:700}
.drow.go{background:var(--eg-l);font-weight:700}
.dl{color:var(--gray);flex:1;min-width:0;line-height:1.4;overflow-wrap:break-word;word-break:break-word}
.dv{font-weight:700;color:var(--charcoal);white-space:nowrap;overflow-wrap:break-word}
.dv.pm{color:var(--pm-d)}.dv.eg{color:var(--eg)}.dv.re{color:var(--re)}.dv.am{color:var(--am)}.dv.nv{color:var(--navy)}
.mp2{background:var(--white);border:1.5px solid var(--border);border-radius:12px;overflow:hidden}
.mp2h{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.92);letter-spacing:.7px;text-transform:uppercase;padding:9px 16px;background:var(--pm)}
.mp2c{padding:16px 12px}
.hs-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:20px 0}
.hc{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:18px 14px;text-align:center}
.hn{width:38px;height:38px;background:var(--pm);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Montserrat',sans-serif;font-weight:800;font-size:15px;margin:0 auto 12px}
.hc h3{font-size:13px;color:var(--navy);margin:0 0 6px}.hc p{font-size:12px;color:var(--gray);margin:0}
.eg-ex{background:var(--pm-l);border:1.5px solid rgba(124,58,237,.15);border-left:4px solid var(--pm);border-radius:8px;padding:20px 22px;margin:20px 0}
.eg-ex h3{color:var(--pm-d);margin:0 0 14px}
.er{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:8px 0;border-bottom:1px solid rgba(124,58,237,.1);font-size:13px}
.er:last-child{border-bottom:none}
.el2{color:var(--gray);flex:1;min-width:0;line-height:1.6}
.ev{font-weight:700;color:var(--pm-d);flex-shrink:0;text-align:right;font-size:12.5px}
.er.et .ev{color:var(--navy);font-size:13.5px}
.tg{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}
.tc{background:var(--white);border:1.5px solid var(--border);border-top:4px solid var(--pm);border-radius:10px;padding:20px;transition:box-shadow .2s,transform .2s}
.tc:hover{box-shadow:0 6px 20px rgba(124,58,237,.1);transform:translateY(-2px)}
.ti{font-size:28px;margin-bottom:10px}.tc h3{font-size:14px;color:var(--navy);margin:0 0 8px}.tc p{font-size:13px;color:var(--gray);margin:0}
.fl{display:flex;flex-direction:column;gap:8px;margin:20px 0}
.fi{background:var(--white);border:1.5px solid var(--border);border-radius:8px;overflow:hidden}
.fi[open]{border-color:var(--pm)}
.fq{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);cursor:pointer;list-style:none;user-select:none}
.fq::-webkit-details-marker{display:none}
.fq::after{content:'+';font-size:20px;font-weight:400;color:var(--pm);flex-shrink:0;line-height:1}
.fi[open] .fq::after{content:'-'}
.fa{display:none;padding:14px 18px 18px;font-size:14px;color:var(--gray);line-height:1.72;border-top:1px solid var(--border)}
details.fi[open] .fa{display:block !important}
.rg2{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0}
.rcard{display:flex;align-items:center;gap:12px;background:var(--white);border:1.5px solid var(--border);border-radius:10px;padding:14px 16px;text-decoration:none;transition:all .2s}
.rcard:hover{border-color:var(--pm);box-shadow:0 4px 14px rgba(124,58,237,.12);transform:translateY(-2px)}
.ri{font-size:22px;width:44px;height:44px;background:var(--pm-l);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.rn{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--charcoal);margin:0 0 3px;display:block}
.rs2{font-size:11px;color:var(--gray);margin:0}
.db{background:var(--bg);border:1px solid var(--border);border-left:4px solid var(--gray);border-radius:8px;padding:20px 24px;margin:44px 0 0;font-size:13px;color:var(--gray);line-height:1.72}
.db h2{font-size:16px !important;color:var(--charcoal) !important;margin:0 0 10px !important}
@media(max-width:900px){.calc-grid{grid-template-columns:1fr}.ib{grid-template-columns:repeat(2,1fr)}.tg{grid-template-columns:1fr}.hs-grid{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:repeat(2,1fr)}.th{padding:28px 22px 26px}.r3g{grid-template-columns:1fr}}
@media(max-width:768px){.calc-grid{grid-template-columns:1fr}.er{flex-direction:column;gap:4px;align-items:flex-start}.er .ev{text-align:left}.mem-row{grid-template-columns:1fr 1fr;gap:6px}.mem-lbl{display:none}.mem-row input[type=text]{grid-column:1 / -1}}
@media(max-width:640px){.ib{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:1fr}.br2{flex-direction:column !important}.hs-grid{grid-template-columns:1fr}.tw h2{margin-top:36px}}