:root{--navy:#002868;--navy-d:#00183F;--navy-l:#EAF0FA;--white:#FFFFFF;--charcoal:#1D1D1F;--gray:#5F6368;--border:#E0E4E8;--bg:#F7F9FC;--tl:#0F766E;--tl-d:#134E4A;--tl-l:#F0FDFA;--tl-m:#14B8A6;--red:#DC2626;--em:#059669;--em-l:#ECFDF5;--am:#D97706;--am-l:#FFFBEB;}
.tw{font-family:'Inter',sans-serif;font-size:15px;color:var(--gray);line-height:1.65;max-width:1180px;margin:0 auto;padding:0 16px 72px;box-sizing:border-box}
.cpb{display:flex;align-items:center;gap:6px;font-size:12px;padding:14px 0 4px;flex-wrap:wrap}
.cpb a{color:var(--tl-m);text-decoration:none}.cpb a:hover{text-decoration:underline}.cpb .sep{color:var(--border)}
.tw h2{font-family:'Montserrat',sans-serif;font-size:clamp(20px,2.8vw,27px);font-weight:800;color:var(--navy);margin:52px 0 16px;line-height:1.25;letter-spacing:-.3px}
.tw h3{font-family:'Montserrat',sans-serif;font-size:clamp(15px,2vw,19px);font-weight:700;color:var(--charcoal);margin:24px 0 10px;line-height:1.3}
.tw p{margin-bottom:14px}.tw ul{padding-left:20px;margin-bottom:14px}.tw ul li{margin-bottom:7px}
.tw a{color:var(--tl-m);text-decoration:none}.tw a:hover{text-decoration:underline}
.th{background:linear-gradient(130deg,var(--navy-d) 0%,var(--tl-d) 55%,var(--tl) 100%);border-radius:16px;padding:40px 38px 36px;margin:8px 0 28px;position:relative;overflow:hidden}
.th::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 70% at 88% 50%,rgba(20,184,166,.32) 0%,transparent 55%);pointer-events:none}
.th-bg{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.9);font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:4px 12px;border-radius:20px;margin-bottom:14px;position:relative;z-index:1}
.th-dot{width:6px;height:6px;background:#99f6e4;border-radius:50%;animation:bl 1.4s infinite}
@keyframes bl{0%,100%{opacity:1}50%{opacity:.3}}
.th h1{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3.2vw,36px);font-weight:800;color:#fff;line-height:1.13;margin:0 0 12px;letter-spacing:-.5px;position:relative;z-index:1}
.th h1 em{font-style:normal;color:#99f6e4}
.th-s{font-size:15px;color:rgba(255,255,255,.72);max-width:660px;line-height:1.65;position:relative;z-index:1}
.ib{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:0 0 28px}
.ic{background:var(--white);border:1.5px solid var(--border);border-top:3px solid var(--tl);border-radius:10px;padding:14px 16px;text-align:center}
.iv{font-family:'Montserrat',sans-serif;font-size:17px;font-weight:800;color:var(--tl-d);line-height:1.1}
.il{font-size:11px;color:var(--gray);margin-top:4px;line-height:1.4}
.cg{display:grid;grid-template-columns:1fr 1.08fr;gap:24px;align-items:start}
.cs{background:var(--bg);border-radius:14px;padding:28px;margin:0 0 44px;border:1px solid var(--border)}
.cst{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:var(--tl-d);text-transform:uppercase;letter-spacing:.8px;margin-bottom:22px;display:flex;align-items:center;gap:8px}
.cst::before{content:'';display:block;width:3px;height:16px;background:var(--tl);border-radius:2px}
.ib2{background:var(--white);border:1px solid var(--border);border-radius:10px;overflow:hidden;margin-bottom:12px}
.ibh{padding:9px 16px;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.9);letter-spacing:.7px;text-transform:uppercase}
.ibh.tl{background:var(--tl)}.ibh.nv{background:var(--navy)}.ibh.rd{background:var(--red)}.ibh.am{background:var(--am)}.ibh.em{background:var(--em)}
.ibb{padding:14px 16px;display:flex;flex-direction:column;gap:10px}
.fr{display:flex;flex-direction:column;gap:4px}
.fr label{font-size:12.5px;font-weight:600;color:var(--charcoal)}
.fr .ht{font-size:11px;color:var(--gray);margin-top:-1px}
.iw{display:flex;align-items:stretch;border:1.5px solid var(--border);border-radius:7px;overflow:hidden;background:var(--white);transition:border-color .2s,box-shadow .2s}
.iw:focus-within{border-color:var(--tl);box-shadow:0 0 0 3px rgba(15,118,110,.1)}
.ip,.is{background:var(--bg);padding:8px 10px;font-size:12.5px;font-weight:600;color:var(--gray);border-right:1px solid var(--border);flex-shrink:0;display:flex;align-items:center}
.is{border-right:none;border-left:1px solid var(--border)}
.iw input,.iw select{flex:1;min-width:0;border:none;outline:none;padding:8px 11px;font-family:'Inter',sans-serif;font-size:13.5px;color:var(--charcoal);background:transparent;cursor:pointer}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.tog-row{display:flex;gap:8px;margin-top:2px}
.tog{flex:1;padding:8px 10px;border:1.5px solid var(--border);border-radius:7px;font-family:'Montserrat',sans-serif;font-size:11.5px;font-weight:700;cursor:pointer;text-align:center;transition:all .2s;background:var(--white);color:var(--gray)}
.tog.active{background:var(--tl);color:#fff;border-color:var(--tl)}
.rate-row{display:flex;gap:6px}
.rt{flex:1;padding:8px 6px;border:1.5px solid var(--border);border-radius:7px;font-size:11px;font-weight:700;cursor:pointer;text-align:center;transition:all .2s;background:var(--white);color:var(--gray);font-family:'Montserrat',sans-serif}
.rt.active{background:var(--tl);color:#fff;border-color:var(--tl)}
.ca{display:flex;flex-direction:column;gap:10px;margin-top:12px}
.bm{width:100%;padding:13px 20px;background:var(--tl);color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:background .2s,transform .15s;display:flex;align-items:center;justify-content:center;gap:8px}
.bm:hover{background:var(--tl-d);transform:translateY(-1px)}
.br2{display:flex;gap:10px}
.bp{flex:1;padding:12px 16px;background:var(--navy-l);color:var(--navy);border:1.5px solid var(--navy);border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}
.bp:hover{background:var(--navy);color:#fff}
.bw{flex:1;padding:12px 16px;background:#25D366;color:#fff;border:none;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:background .2s;display:flex;align-items:center;justify-content:center;gap:6px;white-space:nowrap}
.bw:hover{background:#1ebe5d}
.dn{display:none !important}
.ph{background:var(--white);border:2px dashed var(--border);border-radius:12px;padding:44px 20px;text-align:center}
.ph-i{font-size:48px;opacity:.35;margin-bottom:10px}
.ph-t{font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);margin-bottom:5px}
.ph-s{font-size:12.5px;color:var(--gray)}
.rs-box{display:flex;flex-direction:column;gap:14px}
.rh{border-radius:12px;padding:20px 24px;background:linear-gradient(135deg,var(--tl-d),var(--tl))}
.rb{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.65);text-transform:uppercase;margin-bottom:4px;letter-spacing:1px}
.rv{font-family:'Montserrat',sans-serif;font-size:28px;font-weight:800;color:#fff;line-height:1.2;margin-bottom:12px}
.r3g{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.rb2{background:rgba(255,255,255,.15);border-radius:8px;padding:8px 10px;text-align:center}
.rl{font-size:9.5px;color:rgba(255,255,255,.7);font-weight:600;text-transform:uppercase;margin-bottom:3px}
.rval{font-family:'Montserrat',sans-serif;font-size:11.5px;font-weight:800;color:#fff;line-height:1.3}
.vd{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border-radius:10px}
.vd.good{background:var(--em-l);border:1.5px solid rgba(5,150,105,.25)}
.vd.warn{background:#FEF2F2;border:1.5px solid rgba(220,38,38,.25)}
.vd.info{background:var(--tl-l);border:1.5px solid rgba(15,118,110,.2)}
.vd.amber{background:var(--am-l);border:1.5px solid rgba(217,119,6,.25)}
.vi{font-size:26px;flex-shrink:0;margin-top:2px}
.vt h3{font-size:13.5px;margin:0 0 5px;color:var(--charcoal)}
.vt p{font-size:13px;color:var(--gray);margin:0;line-height:1.6}
.comp-table{width:100%;border-collapse:collapse;font-size:12.5px;border-radius:8px;overflow:hidden;margin:4px 0}
.comp-table th{background:var(--navy);color:#fff;padding:7px 10px;font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;text-transform:uppercase;text-align:left}
.comp-table td{padding:7px 10px;border-bottom:1px solid var(--border)}
.comp-table tr:last-child td{border-bottom:none;font-weight:700;background:var(--bg)}
.comp-table tr:nth-child(even) td{background:var(--tl-l)}
.tl2{color:var(--gray)}.tv{font-weight:700;color:var(--tl-d);text-align:right}
.cpf-y{color:var(--red);font-weight:700;text-align:center}
.cpf-n{color:var(--em);font-weight:700;text-align:center}
.tax-y{color:var(--red);font-weight:700;text-align:center}
.tax-n{color:var(--em);font-weight:700;text-align:center}
.range-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:4px 0}
.rc2{border-radius:10px;padding:14px 12px;text-align:center}
.rc2.low{background:#FEF2F2;border:1.5px solid rgba(220,38,38,.2)}
.rc2.mid{background:var(--am-l);border:1.5px solid rgba(217,119,6,.2)}
.rc2.hi{background:var(--em-l);border:1.5px solid rgba(5,150,105,.2)}
.rc2-lbl{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;margin-bottom:6px}
.rc2.low .rc2-lbl{color:var(--red)}.rc2.mid .rc2-lbl{color:var(--am)}.rc2.hi .rc2-lbl{color:var(--em)}
.rc2-val{font-family:'Montserrat',sans-serif;font-size:16px;font-weight:800;line-height:1.2;margin-bottom:4px}
.rc2.low .rc2-val{color:var(--red)}.rc2.mid .rc2-val{color:var(--am)}.rc2.hi .rc2-val{color:var(--em)}
.rc2-sub{font-size:10.5px;color:var(--gray)}
.mp2{background:var(--white);border:1.5px solid var(--border);border-radius:12px;overflow:hidden}
.mp2h{font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:rgba(255,255,255,.9);letter-spacing:.7px;text-transform:uppercase;padding:9px 16px;background:var(--tl)}
.mp2c{padding:16px 12px}
.hs{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:20px 0}
.hc{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:18px 14px;text-align:center}
.hn{width:38px;height:38px;background:var(--tl);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Montserrat',sans-serif;font-weight:800;font-size:15px;margin:0 auto 12px}
.hc h3{font-size:13px;color:var(--navy);margin:0 0 6px}.hc p{font-size:12px;color:var(--gray);margin:0}
.eg{background:var(--tl-l);border:1.5px solid rgba(15,118,110,.15);border-left:4px solid var(--tl);border-radius:8px;padding:20px 22px;margin:20px 0}
.eg h3{color:var(--tl-d);margin:0 0 14px}
.er{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:8px 0;border-bottom:1px solid rgba(15,118,110,.1);font-size:13px}
.er:last-child{border-bottom:none}
.el2{color:var(--gray);flex:1;min-width:0;line-height:1.6}
.ev{font-weight:700;color:var(--tl-d);flex-shrink:0;text-align:right;font-size:12.5px;line-height:1.45}
.er.et .ev{color:var(--navy);font-size:13.5px}
.tg{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}
.tc{background:var(--white);border:1.5px solid var(--border);border-top:4px solid var(--tl);border-radius:10px;padding:20px;transition:box-shadow .2s,transform .2s}
.tc:hover{box-shadow:0 6px 20px rgba(15,118,110,.1);transform:translateY(-2px)}
.ti{font-size:28px;margin-bottom:10px}.tc h3{font-size:14px;color:var(--navy);margin:0 0 8px}.tc p{font-size:13px;color:var(--gray);margin:0}
.fl{display:flex;flex-direction:column;gap:8px;margin:20px 0}
.fi{background:var(--white);border:1.5px solid var(--border);border-radius:8px;overflow:hidden}
.fi[open]{border-color:var(--tl)}
.fq{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;font-family:'Montserrat',sans-serif;font-size:14px;font-weight:700;color:var(--charcoal);cursor:pointer;list-style:none;user-select:none}
.fq::-webkit-details-marker{display:none}
.fq::after{content:'+';font-size:20px;font-weight:400;color:var(--tl);flex-shrink:0;line-height:1}
.fi[open] .fq::after{content:'-'}
.fa{display:none;padding:14px 18px 18px;font-size:14px;color:var(--gray);line-height:1.72;border-top:1px solid var(--border)}
details.fi[open] .fa{display:block !important}
.rg2{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0}
.rcard{display:flex;align-items:center;gap:12px;background:var(--white);border:1.5px solid var(--border);border-radius:10px;padding:14px 16px;text-decoration:none;transition:all .2s}
.rcard:hover{border-color:var(--tl);box-shadow:0 4px 14px rgba(15,118,110,.12);transform:translateY(-2px)}
.ri2{font-size:22px;width:44px;height:44px;background:var(--tl-l);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.rn2{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;color:var(--charcoal);margin:0 0 3px;display:block}
.rs3{font-size:11px;color:var(--gray);margin:0}
.db{background:var(--bg);border:1px solid var(--border);border-left:4px solid var(--gray);border-radius:8px;padding:20px 24px;margin:44px 0 0;font-size:13px;color:var(--gray);line-height:1.72}
.db h2{font-size:16px !important;color:var(--charcoal) !important;margin:0 0 10px !important}
.elig-bar{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:16px 0}
.eb{border-radius:8px;padding:12px 14px;text-align:center}
.eb.eg2{background:var(--em-l);border:1.5px solid rgba(5,150,105,.2)}
.eb.wn{background:var(--am-l);border:1.5px solid rgba(217,119,6,.2)}
.eb.ex{background:#FEF2F2;border:1.5px solid rgba(220,38,38,.2)}
.eb-yr{font-size:11px;font-weight:700;margin-bottom:4px}
.eb.eg2 .eb-yr{color:var(--em)}.eb.wn .eb-yr{color:var(--am)}.eb.ex .eb-yr{color:var(--red)}
.eb-v{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:800}
.eb.eg2 .eb-v{color:var(--em)}.eb.wn .eb-v{color:var(--am)}.eb.ex .eb-v{color:var(--red)}
@media(max-width:900px){.cg{grid-template-columns:1fr}.ib{grid-template-columns:repeat(2,1fr)}.tg{grid-template-columns:1fr}.hs{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:repeat(2,1fr)}.th{padding:28px 22px 26px}.r3g{grid-template-columns:repeat(3,1fr)}.range-cards{grid-template-columns:repeat(3,1fr)}.elig-bar{grid-template-columns:repeat(3,1fr)}}
@media(max-width:640px){.ib{grid-template-columns:repeat(2,1fr)}.rg2{grid-template-columns:1fr}.br2{flex-direction:column !important}.hs{grid-template-columns:1fr}.tw h2{margin-top:36px}.r3g{grid-template-columns:1fr 1fr}.range-cards{grid-template-columns:1fr}}
@media(max-width:768px){.er{flex-direction:column !important;gap:4px !important;align-items:flex-start !important}.er .ev{text-align:left !important;font-size:12px !important;width:100% !important}.er.et .ev{font-size:13px !important}}