Age · Tenure · Salary · Qualification · Family Ties — Illustrative Only 2026

Singapore PR Points Simulator 2026 — Gauge Your Illustrative Profile Strength

Enter your age, years in Singapore, salary, qualification, and family ties — simulator generates an unofficial, illustrative profile-strength score based on commonly-discussed factors, since ICA does not publish exact, official PR assessment criteria.

No Official Formula
ICA Does Not Publish Exact PR Assessment Criteria, Unlike the COMPASS Framework for EP Applications
5 Illustrative Factors
Age, Singapore Tenure, Salary, Qualification, and Family Ties Are Commonly-Discussed General Factors
Genuinely Discretionary
PR Approval Ultimately Rests on ICA’s Holistic, Discretionary Judgement Beyond Any Simple Point Formula
Profile Strength, Not Approval
This Tool Estimates Illustrative Profile Strength, Never an Approval Probability or Guarantee
PR Points Simulator — Age · Tenure · Salary · Qualification · Family
years
years
S$
Qualification & Family Ties
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Enter your profile to generate an illustrative score

Factor breakdown → profile band → full summary → PDF

Illustrative PR Profile Strength 2026
Total Score
Profile Band
Full Summary

Singapore PR Assessment 2026 — Why No Tool Can Genuinely Predict ICA’s Decision

Unlike the COMPASS framework that governs Employment Pass applications with published, specific criteria, Singapore’s Immigration & Checkpoints Authority (ICA) does not publish an official, formulaic points system for Permanent Residence applications under the Professionals/Technopreneurs/Investors Scheme (PTS). This simulator generates an unofficial, illustrative profile-strength score based on commonly-discussed general factors, but genuinely cannot predict ICA’s actual, discretionary decision, which considers your complete, holistic profile beyond any simple formula.

Illustrative Scoring Factors (Unofficial, General Reference Only)

FactorMaximum PointsGeneral Pattern
Age25 ptsYounger applicants generally favoured
Years in Singapore25 ptsLonger, established tenure generally favoured
Monthly Salary25 ptsHigher income generally favoured
Qualification15 ptsHigher education level generally favoured
Family Ties to SC/PR10 ptsExisting family ties generally favoured

These factors and weightings are entirely illustrative and unofficial — ICA does not publish an official points formula, and actual PR assessment is genuinely holistic and discretionary.

How This PR Points Simulator Works

1

Enter Your Profile

Enter your age, years in Singapore, and salary.

2

Select Qualification & Family Ties

Select your highest qualification and family ties status.

3

Review Your Illustrative Score

See your unofficial, illustrative profile-strength score.

4

Understand the Genuine Limitations

Remember this is illustrative only, not a prediction of ICA’s actual decision.

3 Singapore PR Simulator Examples — A Strong Illustrative Profile, a Moderate Profile With Genuine Trade-Offs & Why Two Different Profiles Can Score Similarly

Example 1: A Strong Illustrative Profile

A 32-year-old with 4 years in Singapore, S$7,000 monthly salary, a Bachelor’s degree, and no existing family ties to SC/PR.Age 32 | 4 yrs | S$7,000 | Bachelor’s
This profile scores 25+15+15+10+0 = 65 illustrative points, landing in the “Strong” illustrative band — though this represents only an unofficial estimate, not a prediction of ICA’s actual, genuine decision.65/100 — Strong illustrative profile

Example 2: A Moderate Profile With Genuine Trade-Offs

A 45-year-old with 2 years in Singapore, S$6,000 monthly salary, a Master’s degree, and a spouse who is already a Singapore Citizen.Age 45 | 2 yrs | S$6,000 | Master’s | Family ties: Yes
This profile scores 15+15+15+12+10 = 67 illustrative points — despite a less favourable age band, the genuine family-ties bonus and stronger qualification meaningfully offset this, illustrating how different factors can combine in varied ways.67/100 — Strong illustrative profile

Example 3: Why Two Different Profiles Can Score Similarly

Comparing a 28-year-old with 1 year in Singapore and high salary against a 38-year-old with 6 years in Singapore and moderate salary, both with Bachelor’s degrees and no family ties.Two genuinely different profile types
Profile A: 25 (age) + 5 (years) + 25 (salary) + 10 + 0 = 65. Profile B: 25 (age) + 25 (years) + 15 (salary) + 10 + 0 = 75 — illustrating that established Singapore tenure can meaningfully outweigh a higher salary alone within this illustrative framework.65 vs 75 — Tenure outweighs salary here

3 Expert Tips — This Score Is Genuinely Illustrative, Not Predictive, Strengthen Your Profile Across Multiple Dimensions & Consider Professional Immigration Consultation for Borderline Cases

This Score Is Genuinely Illustrative, Not a Prediction of ICA’s Actual Decision

It’s critically important to understand this simulator’s fundamental limitation before relying on it for any real decision-making: why this matters so much: unlike COMPASS (which has published, official criteria for EP applications), ICA’s PR assessment remains genuinely holistic and discretionary, considering factors and weightings this simplified, five-factor simulator cannot fully capture or replicate; the practical recommendation: treat this simulator’s output as a rough, general conversation-starter for understanding commonly-discussed factors, never as a genuine prediction of your actual PR application’s likely outcome, and never make major life decisions (such as timing a PR application) based solely on this illustrative score.

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Strengthen Your Profile Across Multiple Dimensions Rather Than One Single Factor

As illustrated in Example 2, a less favourable score in one specific dimension (such as age) can be meaningfully offset by strength in other dimensions (family ties, qualification): why a multi-dimensional approach matters: a genuinely well-rounded profile (strong across several factors) likely presents better than an extreme strength in just one single area, since ICA’s holistic assessment considers your complete, overall profile; the practical recommendation: rather than focusing exclusively on one specific factor (such as salary alone), consider whether genuine improvements across multiple dimensions (extending your Singapore tenure, pursuing further qualifications, building genuine community ties) might meaningfully strengthen your overall, complete profile before applying.

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Consider Professional Immigration Consultation for Borderline or Complex Cases

Given this simulator’s inherent, genuine limitations as an unofficial, illustrative tool, certain situations particularly warrant professional guidance beyond what any simulator can provide: when professional consultation matters most: if your specific situation involves genuinely complex circumstances (career changes, gaps in Singapore residency, prior visa issues, or a borderline illustrative score), a licensed immigration consultant can provide guidance this simplified tool genuinely cannot; the practical recommendation: use this simulator for a general, preliminary sense of commonly-discussed factors, but consult a licensed immigration consultant for your actual, genuine PR application strategy, particularly if your specific situation involves any complexity beyond a straightforward profile.

16 FAQs — Singapore PR Points Simulator 2026, Limitations & the PTS Scheme

Does ICA publish an official points formula for PR applications?

OFFICIAL points FORMULA — does ICA PUBLISH this? 2026: NO — as DISCUSSED extensively THROUGHOUT this SIMULATOR’S content, UNLIKE the COMPASS framework (WHICH has PUBLISHED, official CRITERIA for EMPLOYMENT Pass APPLICATIONS specifically), ICA does NOT publish AN official, FORMULAIC points SYSTEM for PR ASSESSMENT under THE PTS scheme SPECIFICALLY, meaning PR ASSESSMENT remains GENUINELY holistic AND discretionary RATHER than FOLLOWING a TRANSPARENT, published FORMULA. The PRACTICAL recommendation: treat THIS simulator’S OUTPUT as A rough, GENERAL illustration OF commonly-DISCUSSED factors RATHER than AN official, FORMULAIC system, since NO such OFFICIAL formula GENUINELY exists FOR PR applications SPECIFICALLY.

Does a strong illustrative score on this simulator predict PR approval?

STRONG illustrative SCORE — does THIS predict PR APPROVAL? 2026: NO — as DISCUSSED in DETAIL in THE first EXPERT tip, this SCORE is GENUINELY illustrative ONLY, never A prediction OF approval LIKELIHOOD, since ICA’S actual ASSESSMENT considers FACTORS and WEIGHTINGS this SIMPLIFIED, five-FACTOR simulator CANNOT fully CAPTURE or REPLICATE. The PRACTICAL recommendation: treat THIS simulator’S OUTPUT as A rough, GENERAL conversation-STARTER for UNDERSTANDING commonly-DISCUSSED factors, NEVER as A genuine PREDICTION of YOUR actual PR APPLICATION’S likely OUTCOME.

Should I make major life decisions based on this simulator’s score?

MAJOR life DECISIONS — should THESE be BASED on THIS simulator’S score? 2026: NO — as DISCUSSED in DETAIL in THE first EXPERT tip, you SHOULD never MAKE major LIFE decisions (SUCH as TIMING a PR APPLICATION or MAKING career CHOICES) based SOLELY on THIS illustrative SCORE, given ITS genuinely UNOFFICIAL, simplified NATURE relative TO ICA’S actual, HOLISTIC assessment PROCESS. The PRACTICAL recommendation: use THIS simulator FOR a GENERAL, preliminary SENSE of COMMONLY-discussed factors ONLY, and CONSULT official ICA RESOURCES or A licensed IMMIGRATION consultant FOR your ACTUAL, genuine PR APPLICATION strategy AND timing DECISIONS specifically.

Why does this simulator use age, tenure, salary, qualification and family ties specifically as its five factors?

WHY these SPECIFIC five FACTORS — Singapore PR POINTS Simulator 2026: this SIMULATOR specifically SELECTS age, SINGAPORE tenure, SALARY, qualification, AND family TIES because THESE represent COMMONLY-discussed, general FACTORS frequently REFERENCED in PUBLIC discussion AND general UNDERSTANDING of PR ASSESSMENT considerations, RATHER than BEING drawn FROM any OFFICIAL, published ICA FORMULA (since NO such OFFICIAL formula GENUINELY exists, as DISCUSSED in THE first FAQ). The PRACTICAL recommendation: understand THAT these FIVE factors REPRESENT a REASONABLE, illustrative SELECTION of COMMONLY-discussed considerations RATHER than AN official, COMPREHENSIVE list OF everything ICA MIGHT genuinely CONSIDER in ITS actual, HOLISTIC assessment.

Does this simulator account for my specific occupation or industry sector?

SPECIFIC occupation/INDUSTRY sector — does THIS simulator ACCOUNT for THIS? 2026: NO — this SIMULATOR specifically FOCUSES on FIVE, general FACTORS (age, TENURE, salary, QUALIFICATION, family TIES) without SEPARATELY incorporating YOUR specific OCCUPATION or INDUSTRY sector, EVEN though SOME general DISCUSSION suggests OCCUPATION or SECTOR might GENUINELY factor INTO ICA’S actual, HOLISTIC assessment IN ways THIS simplified TOOL doesn’T capture. The PRACTICAL recommendation: recognise THAT this SIMULATOR’S simplified, FIVE-factor framework DOESN’T capture EVERY potentially-RELEVANT consideration (including OCCUPATION or SECTOR), reinforcing WHY this TOOL’S output SHOULD be TREATED as GENUINELY illustrative RATHER than COMPREHENSIVE.

Does this simulator account for whether I hold a specific work pass type, such as EP versus S Pass?

SPECIFIC work PASS type — does THIS simulator ACCOUNT for THIS? 2026: NO — this SIMULATOR specifically FOCUSES on ITS five, GENERAL factors WITHOUT separately INCORPORATING your SPECIFIC, current WORK pass TYPE (EP, S PASS, PEP, ETC.), EVEN though SOME general DISCUSSION suggests PASS type MIGHT genuinely FACTOR into ICA’S actual, HOLISTIC assessment IN ways THIS simplified TOOL doesn’T separately MODEL. The PRACTICAL recommendation: recognise THAT this SIMULATOR doesn’T separately ACCOUNT for YOUR specific WORK pass TYPE, reinforcing THE genuinely ILLUSTRATIVE, rather THAN comprehensive, NATURE of THIS tool’S output.

If my illustrative score is in the “Limited” band, does this mean I shouldn’t apply for PR at all?

“LIMITED” illustrative BAND — does THIS mean I SHOULDN’T apply AT all? 2026: NOT necessarily — as DISCUSSED extensively THROUGHOUT this SIMULATOR’S content, THIS tool’S genuinely SIMPLIFIED, five-FACTOR framework CANNOT fully CAPTURE ICA’S actual, HOLISTIC assessment, MEANING a “Limited” illustrative SCORE doesn’T genuinely MEAN you SHOULDN’T apply, SINCE factors THIS tool DOESN’T capture COULD still GENUINELY strengthen YOUR actual APPLICATION. The PRACTICAL recommendation: don’T treat A “Limited” illustrative SCORE as A definitive REASON not TO apply; INSTEAD, consider CONSULTING a LICENSED immigration CONSULTANT for A more COMPLETE, professional ASSESSMENT of YOUR actual APPLICATION prospects BEYOND this SIMPLIFIED tool’S limitations.

Does having children born in Singapore affect this simulator’s scoring?

CHILDREN born IN Singapore — does THIS affect SCORING specifically? 2026: this SIMULATOR’S “family TIES” factor SPECIFICALLY asks WHETHER you HAVE a SPOUSE or CHILD already A Singapore CITIZEN or PR, WHICH could REASONABLY include CHILDREN born IN Singapore WHO hold CITIZENSHIP or PR STATUS specifically, THOUGH the EXACT, official RELEVANCE of CHILDREN’S birthplace OR citizenship TO actual ICA ASSESSMENT should BE verified DIRECTLY at OFFICIAL channels. The PRACTICAL recommendation: if YOU have CHILDREN who ARE Singapore CITIZENS or PRS specifically, select “Yes” FOR this SIMULATOR’S family-TIES question, but VERIFY the EXACT, official RELEVANCE of THIS factor DIRECTLY at OFFICIAL ICA CHANNELS for YOUR actual APPLICATION.

Does this simulator account for community involvement, such as volunteering or grassroots participation?

COMMUNITY involvement (VOLUNTEERING, grassroots PARTICIPATION) — does THIS simulator ACCOUNT for THIS? 2026: NO — this SIMULATOR specifically FOCUSES on ITS five, GENERAL factors WITHOUT separately INCORPORATING community-INVOLVEMENT considerations, EVEN though SOME general DISCUSSION suggests GENUINE community ENGAGEMENT might FACTOR into ICA’S actual, HOLISTIC assessment IN ways THIS simplified TOOL doesn’T capture. The PRACTICAL recommendation: recognise THAT genuinely DEMONSTRATING community ENGAGEMENT (beyond WHAT this SIMULATOR captures) MIGHT meaningfully STRENGTHEN your ACTUAL, complete PR application PROFILE, even THOUGH this PARTICULAR factor isn’T separately REFLECTED within THIS tool’S simplified SCORING.

Should I revisit this simulator periodically as my profile genuinely changes over time?

RECOMMENDED review FREQUENCY — Singapore PR POINTS Simulator 2026: YES — it’S GENUINELY worth REVISITING this SIMULATOR periodically AS your SPECIFIC profile GENUINELY changes OVER time (GAINING additional SINGAPORE tenure, PURSUING further QUALIFICATIONS, salary GROWTH, or NEW family TIES), since YOUR illustrative SCORE will GENUINELY shift AS these UNDERLYING factors EVOLVE. The PRACTICAL recommendation: periodically RE-run this SIMULATOR as YOUR profile GENUINELY evolves OVER time, using THIS as ONE general, ILLUSTRATIVE input INTO your BROADER, ongoing CONSIDERATION of WHEN your OVERALL profile MIGHT feel GENUINELY ready FOR an ACTUAL PR application.

Does this simulator account for any specific economic contribution criteria, such as taxes paid?

SPECIFIC economic CONTRIBUTION criteria (TAXES paid) — does THIS simulator ACCOUNT for THIS? 2026: this SIMULATOR’S “salary” FACTOR specifically SERVES as A general PROXY for ECONOMIC contribution, WITHOUT separately MODELLING more SPECIFIC, granular ECONOMIC-contribution criteria (such AS actual TAXES paid OVER time OR other, MORE specific ECONOMIC metrics) THAT might GENUINELY factor INTO ICA’S actual, HOLISTIC assessment BEYOND simple SALARY level ALONE. The PRACTICAL recommendation: understand THAT this SIMULATOR’S salary FACTOR represents A simplified PROXY for BROADER economic-CONTRIBUTION considerations RATHER than A comprehensive, GRANULAR economic ASSESSMENT specifically.

If I’m considering multiple different timing scenarios for my PR application, should I run this simulator separately for each?

MULTIPLE timing SCENARIOS — running SEPARATE simulations FOR each? 2026: YES — SIMILAR to THE multiple-SCENARIO comparison GUIDANCE provided THROUGHOUT several COMPANION calculators IN this EXPAT silo, IF you’RE genuinely CONSIDERING different TIMING scenarios FOR your PR APPLICATION (such AS applying NOW versus WAITING another 2 YEARS to ACCUMULATE additional TENURE), running THIS simulator SEPARATELY for EACH specific TIMING scenario PROVIDES a MORE complete UNDERSTANDING of HOW your ILLUSTRATIVE profile MIGHT evolve OVER different TIMELINES. The PRACTICAL recommendation: if YOU’RE genuinely WEIGHING different TIMING scenarios, run THIS simulator SEPARATELY for EACH specific SCENARIO’S projected PROFILE, building A general SENSE of HOW your ILLUSTRATIVE score MIGHT evolve ACROSS different POTENTIAL application TIMELINES.

Does this simulator account for any specific industry shortage or strategic-sector considerations?

INDUSTRY shortage/STRATEGIC-sector considerations — does THIS simulator ACCOUNT for THESE? 2026: NO — this SIMULATOR specifically FOCUSES on ITS five, GENERAL factors WITHOUT separately INCORPORATING potential INDUSTRY-shortage or STRATEGIC-sector considerations, EVEN though SOME general DISCUSSION suggests SUCH sector-SPECIFIC factors MIGHT genuinely INFLUENCE ICA’S actual, HOLISTIC assessment IN ways THIS simplified TOOL doesn’T capture. The PRACTICAL recommendation: recognise THAT this SIMULATOR doesn’T separately ACCOUNT for INDUSTRY-specific or STRATEGIC-sector considerations, reinforcing WHY professional, INDUSTRY-aware immigration CONSULTATION (as DISCUSSED in THE third EXPERT tip) may BE genuinely VALUABLE for A more COMPLETE assessment.

Will this simulator’s illustrative scoring weights ever be updated to reflect changing general discussion or trends?

FUTURE updates TO illustrative SCORING weights — Singapore PR POINTS Simulator 2026: SINCE this SIMULATOR’S scoring WEIGHTS are GENUINELY illustrative RATHER than DERIVED from AN official, PUBLISHED formula, THEY may BE periodically REVIEWED and POTENTIALLY adjusted TO better REFLECT evolving, GENERAL public DISCUSSION and COMMONLY-understood patterns OVER time, THOUGH this REMAINS fundamentally DIFFERENT from AN official ICA POLICY update SPECIFICALLY (since NO such OFFICIAL formula GENUINELY exists TO update). The PRACTICAL recommendation: treat THIS simulator’S CURRENT weighting AS a REASONABLE, general ILLUSTRATION at THIS point IN time, recognising THAT it MAY be REFINED periodically TO better REFLECT evolving, GENERAL understanding, WITHOUT representing ANY genuine, OFFICIAL ICA policy CHANGE specifically.

Should I use this simulator alongside the COMPASS EP Points Calculator for my complete Singapore immigration picture?

USING this SIMULATOR alongside THE COMPASS EP POINTS Calculator — complete PICTURE 2026: YES — since YOUR PR APPLICATION journey GENERALLY follows AFTER establishing YOURSELF in SINGAPORE through AN initial WORK pass (COVERED in DETAIL by THE companion COMPASS EP POINTS Calculator), using BOTH tools TOGETHER provides A more COMPLETE, sequential UNDERSTANDING of YOUR potential SINGAPORE immigration JOURNEY from INITIAL work PASS through TO eventual PR CONSIDERATION. The PRACTICAL recommendation: use THE companion COMPASS EP POINTS Calculator FIRST to UNDERSTAND your INITIAL work-PASS eligibility, then USE this PR Points SIMULATOR for A general, ILLUSTRATIVE sense OF your LONGER-term PR profile AS your SINGAPORE journey GENUINELY progresses OVER time.

Does this simulator account for any criminal record or character-assessment considerations?

CRIMINAL record/CHARACTER-assessment considerations — does THIS simulator ADDRESS these? 2026: NO — this SIMULATOR specifically FOCUSES on ITS five, GENERAL profile FACTORS without SEPARATELY incorporating CHARACTER, conduct, OR any POTENTIAL criminal-RECORD considerations THAT would GENUINELY factor INTO ICA’S actual, COMPREHENSIVE assessment PROCESS specifically. The PRACTICAL recommendation: understand THAT this SIMULATOR’S simplified, FIVE-factor framework REPRESENTS only A small SUBSET of WHAT ICA’S actual, COMPREHENSIVE assessment GENUINELY considers, REINFORCING throughout THIS tool’S content THAT it SHOULD be TREATED as A general, ILLUSTRATIVE conversation-STARTER rather THAN a COMPREHENSIVE, predictive ASSESSMENT tool.

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Legal Disclaimer & Editorial Transparency

This PR Points Simulator generates an entirely unofficial, illustrative profile-strength estimate based on general, commonly-discussed factors and does NOT represent an official ICA scoring system, formula, or assessment methodology, since ICA does not publish exact PR assessment criteria. Actual PR approval rests on ICA’s holistic, discretionary judgement considering factors and weightings this simplified simulator cannot replicate. This score is never a prediction of approval likelihood. Always consult official ICA resources or a licensed immigration consultant for actual PR application guidance. This calculator does not constitute immigration advice. SGFinanceCalculators.com is owned by MAFHH INTERNATIONAL LTD and is not affiliated with ICA or any government agency. No advertisements are displayed.