Singapore PEP Minimum Salary Tracker 2026 — Check Entry Eligibility & Ongoing Maintenance
Enter your applicant type, last-drawn fixed monthly salary, and projected annual income during your pass — tracker checks both your initial Personalised Employment Pass eligibility AND the separate, ongoing annual income requirement needed to maintain it.
Enter your details to check entry eligibility and maintenance status
Initial check → maintenance check → full summary → PDF
Singapore PEP (Personalised Employment Pass) 2026 — Entry vs Ongoing Maintenance
The Personalised Employment Pass (PEP) is specifically designed for high-earning professionals, offering job flexibility within Singapore without needing a new work pass application each time you switch employers. Critically, PEP carries TWO genuinely separate financial requirements: an initial entry threshold (S$22,500 last-drawn fixed monthly salary) AND an ongoing, annual maintenance requirement (S$144,000 per calendar year) that must continue to be met throughout the pass’s 3-year validity, or risk cancellation. This tracker checks both requirements together.
PEP vs Standard EP vs ONE Pass (Illustrative Comparison)
| Feature | PEP | Standard EP | ONE Pass |
|---|---|---|---|
| Entry Minimum | S$22,500/month | S$5,600–S$10,500/month | S$22,500/month |
| Annual Maintenance | S$144,000/year required | None specific | None specific |
| Validity | 3 years, not renewable | 1–2 years, renewable | 5 years |
| Job Flexibility | Switch employers freely | Tied to one employer | Multi-employer, own business |
These figures are illustrative reference points only — always verify current, exact PEP eligibility and maintenance criteria directly at the official MOM portal before relying on this information for an actual application.
How This PEP Minimum Salary Tracker Works
Select Your Applicant Type
Choose whether you’re a current EP holder or an overseas-based professional.
Enter Your Last-Drawn Salary
Enter your last-drawn fixed monthly salary for the initial eligibility check.
Enter Projected Annual Income
Enter your projected annual income for the ongoing maintenance check.
Review Your Complete Status
See your initial eligibility and ongoing maintenance status together.
3 Singapore PEP Examples — A Clear Pass on Both Checks, an Eligible Start With Maintenance Risk & the Initial Eligibility Gate Itself Failing
Example 1: A Clear Pass on Both Initial Eligibility and Maintenance
Example 2: Eligible at Entry, But Genuine Maintenance Risk
Example 3: Failing the Initial Eligibility Gate Itself
3 Expert Tips — The Annual Maintenance Requirement Is Easy to Overlook, Plan for Income Variability Across the 3-Year Term & PEP Isn’t Renewable So Plan Your Exit Pathway
The Annual Maintenance Requirement Is Genuinely Easy to Overlook
As illustrated clearly in Example 2, many applicants focus heavily on clearing the initial entry threshold while overlooking the separate, ongoing annual maintenance requirement that continues to apply throughout the pass’s full validity: why this oversight is genuinely risky: unlike a standard EP (which generally doesn’t carry this same ongoing annual income maintenance requirement), PEP specifically requires continued income performance, meaning a significant income dip during any calendar year of your PEP term could genuinely jeopardise your pass; the practical recommendation: don’t just check this tracker once at the point of application — periodically revisit your projected annual income throughout your PEP term, particularly if your income situation changes meaningfully (career break, reduced hours, business downturn) at any point during your 3-year validity period.
Plan for Genuine Income Variability Across Your Full 3-Year Term
Since PEP’s annual maintenance requirement applies to each calendar year individually (rather than an average across the full term), it’s worth specifically planning for potential income variability rather than assuming a single, static income projection throughout: why this planning matters: career trajectories rarely remain perfectly static across 3 full years — bonuses fluctuate, job transitions happen, and business performance varies, meaning your actual annual income in any specific year could differ meaningfully from your initial projection; the practical recommendation: build in a reasonable buffer above the S$144,000 minimum when projecting your annual income (rather than projecting right at the threshold), giving yourself genuine margin to absorb normal income variability without risking maintenance-requirement shortfalls in any specific year.
PEP Generally Isn’t Renewable, So Plan Your Exit Pathway in Advance
Unlike the standard Employment Pass (which is generally renewable), PEP typically carries a fixed, non-renewable 3-year term, meaning you’ll need a clear plan for what happens once your PEP validity expires: why advance planning matters: with a fixed, non-renewable term, you genuinely need to plan ahead for your post-PEP pathway (transitioning to a standard EP, applying for PR, or other arrangements) well before your 3-year term actually concludes, rather than leaving this consideration until the final months; the practical recommendation: begin planning your specific post-PEP pathway well in advance of your pass’s expiry, considering whether the standard EP, ONE Pass, PR application, or another pathway represents your most appropriate next step, since PEP’s fixed, non-renewable structure means this transition planning genuinely cannot be deferred indefinitely.
16 FAQs — Singapore PEP 2026, Entry Eligibility & Annual Maintenance
What is the difference between PEP’s initial eligibility and ongoing maintenance requirements?
INITIAL eligibility VS ongoing MAINTENANCE — Singapore PEP 2026: INITIAL eligibility SPECIFICALLY requires YOUR last-DRAWN fixed MONTHLY salary TO clear THE S$22,500 THRESHOLD at THE point OF application; ONGOING maintenance SEPARATELY requires YOU to EARN at LEAST S$144,000 IN annual INCOME during EACH calendar YEAR throughout YOUR pass’S full VALIDITY, with FAILURE to MEET this CONTINUING requirement POTENTIALLY risking PASS cancellation EVEN after INITIAL approval. Why THIS distinction MATTERS: as DISCUSSED in DETAIL in THE first EXPERT tip, many APPLICANTS focus HEAVILY on THE initial THRESHOLD while GENUINELY overlooking THIS separate, ONGOING requirement THAT continues TO apply THROUGHOUT their ENTIRE pass VALIDITY.
Is PEP renewable after its 3-year term?
PEP RENEWABILITY — Singapore 2026: GENERALLY, NO — as DISCUSSED in DETAIL in THE third EXPERT tip, PEP TYPICALLY carries A fixed, NON-renewable 3-YEAR term, MEANING holders GENUINELY need TO plan AHEAD for THEIR specific POST-PEP pathway (TRANSITIONING to A standard EP, APPLYING for PR, OR other ARRANGEMENTS) well BEFORE their TERM actually CONCLUDES. The PRACTICAL recommendation: begin PLANNING your SPECIFIC post-PEP PATHWAY well IN advance OF your PASS’S expiry, SINCE this FIXED, non-RENEWABLE structure MEANS this TRANSITION planning GENUINELY cannot BE deferred INDEFINITELY.
What happens if my income falls below the annual maintenance threshold during my PEP term?
FALLING below THE annual MAINTENANCE threshold — what HAPPENS specifically? 2026: as ILLUSTRATED in DETAIL in EXAMPLE 2, falling BELOW the S$144,000 ANNUAL maintenance THRESHOLD in ANY specific CALENDAR year GENUINELY risks PASS cancellation, EVEN after YOUR initial APPLICATION was APPROVED — this REPRESENTS a CONTINUING, ongoing REQUIREMENT rather THAN a ONE-time check AT the POINT of APPLICATION. The PRACTICAL recommendation: don’T treat THIS tracker AS a ONE-time, point-OF-application check — periodically REVISIT your PROJECTED annual INCOME throughout YOUR PEP term, PARTICULARLY if YOUR income SITUATION changes MEANINGFULLY at ANY point DURING your 3-YEAR validity PERIOD.
Does the S$144,000 annual maintenance figure apply per calendar year, or as an average across the full 3-year term?
ANNUAL maintenance — PER calendar YEAR or AVERAGED across THE term? 2026: as DISCUSSED in DETAIL in THE second EXPERT tip, this CALCULATOR specifically ASSUMES the S$144,000 THRESHOLD applies TO each CALENDAR year INDIVIDUALLY, RATHER than AS an AVERAGE across YOUR full 3-YEAR term, MEANING a STRONG income YEAR can’T necessarily OFFSET a SUBSEQUENT, weaker INCOME year SPECIFICALLY. The PRACTICAL recommendation: build IN a REASONABLE buffer ABOVE the S$144,000 MINIMUM when PROJECTING your ANNUAL income (RATHER than PROJECTING right AT the THRESHOLD), giving YOURSELF genuine MARGIN to ABSORB normal INCOME variability WITHOUT risking MAINTENANCE-requirement shortfalls IN any SPECIFIC year.
Does this tracker apply differently to overseas-based applicants versus current EP holders applying within Singapore?
OVERSEAS-based applicants VS current EP HOLDERS — does THE framework DIFFER? 2026: this TRACKER’S core SALARY-and-maintenance FRAMEWORK applies CONSISTENTLY regardless OF whether YOU’RE applying AS a CURRENT EP holder WITHIN Singapore OR as AN overseas-BASED professional, THOUGH the SPECIFIC, official VERIFICATION process AND documentation REQUIREMENTS might GENUINELY differ between THESE two APPLICANT types. The PRACTICAL recommendation: use THIS tracker’S core SALARY-and-maintenance FRAMEWORK regardless OF your SPECIFIC applicant TYPE, but VERIFY any TYPE-specific documentation OR process NUANCES directly AT the OFFICIAL MOM channels FOR your PARTICULAR situation.
Does this calculator account for the EntrePass or ONE Pass as alternative pathways if I don’t clear the PEP threshold?
ALTERNATIVE pathways — does THIS calculator ADDRESS EntrePass OR ONE PASS specifically? 2026: this CALCULATOR specifically FOCUSES on PEP eligibility AND maintenance SPECIFICALLY, without SEPARATELY modelling THE EntrePass OR ONE PASS (both COVERED by SEPARATE, dedicated COMPANION calculators ELSEWHERE in THIS expat SILO), each CARRYING their OWN, distinct ELIGIBILITY criteria AND intended USE cases. The PRACTICAL recommendation: if YOU don’T clear THE PEP threshold SPECIFICALLY, consider THE companion ONE PASS Eligibility CALCULATOR or COMPASS EP POINTS Calculator AS potential, ALTERNATIVE pathways MORE suited TO your SPECIFIC salary AND circumstances.
If my last-drawn salary includes a substantial bonus component, should this be included in the initial eligibility calculation?
BONUS components — should THESE be INCLUDED in THE initial ELIGIBILITY check? 2026: SIMILAR to THE variable-BONUS consideration DISCUSSED throughout SEVERAL companion CALCULATORS in THIS expat SILO, the SPECIFIC, official RULES regarding WHETHER bonus COMPONENTS factor INTO your QUALIFYING “last-DRAWN fixed SALARY” figure (versus ONLY your FIXED, base SALARY specifically) should BE verified DIRECTLY at THE official MOM CHANNELS. The PRACTICAL recommendation: enter YOUR fixed, GUARANTEED base SALARY (excluding VARIABLE bonus COMPONENTS) for YOUR most CONSERVATIVE, accurate ASSESSMENT, and VERIFY directly AT official MOM CHANNELS how ANY bonus COMPONENTS might SEPARATELY factor INTO your OFFICIAL qualifying SALARY determination.
Does PEP eligibility consider my nationality or COMPASS score the way the standard EP does?
NATIONALITY or COMPASS — does PEP eligibility CONSIDER these? 2026: NO — SIMILAR to ONE Pass (DISCUSSED in DETAIL within THE companion ONE PASS Eligibility CALCULATOR), PEP GENERALLY bypasses THE standard COMPASS points FRAMEWORK entirely, MEANING it DOESN’T incorporate NATIONALITY-based diversity CONSIDERATIONS or COMPASS scoring THE way the STANDARD Employment PASS specifically DOES. The PRACTICAL recommendation: use THIS tracker’S salary-AND-maintenance-focused FRAMEWORK regardless OF your SPECIFIC nationality, since PEP eligibility DOESN’T directly INCORPORATE the COMPASS scoring CONSIDERATIONS relevant TO the STANDARD EP pathway SPECIFICALLY.
If I genuinely anticipate a temporary income dip during my PEP term, is there any official grace period or appeal process?
TEMPORARY income DIP — any OFFICIAL grace PERIOD or APPEAL process? 2026: the SPECIFIC, official RULES regarding WHETHER any FORMAL grace PERIOD or APPEAL process EXISTS for A genuinely TEMPORARY income DIP during YOUR PEP term SHOULD be VERIFIED directly AT the OFFICIAL MOM CHANNELS, since THIS tracker’S core PURPOSE is SPECIFICALLY preventative (HELPING you UNDERSTAND and PLAN around THE maintenance REQUIREMENT) rather THAN addressing POTENTIAL grace-PERIOD mechanisms SPECIFICALLY. The PRACTICAL recommendation: rather THAN relying ON a POTENTIAL grace-PERIOD mechanism THAT may NOT genuinely EXIST or MAY be QUITE limited, focus YOUR efforts ON proactive PLANNING (building IN a REASONABLE income BUFFER, as DISCUSSED in THE second EXPERT tip) rather THAN assuming A safety NET exists FOR a GENUINE income SHORTFALL.
Does switching employers during my PEP term require any notification to MOM, even though a new pass application isn’t needed?
SWITCHING employers — any MOM notification REQUIRED, even WITHOUT a NEW application? 2026: while PEP SPECIFICALLY doesn’T require A new WORK pass APPLICATION when SWITCHING employers WITHIN Singapore (as DISCUSSED throughout THIS tracker’S content), there MAY still BE specific NOTIFICATION requirements YOUR new EMPLOYER (or YOU directly) must FULFIL with MOM WHEN such A transition OCCURS, which SHOULD be VERIFIED directly AT the OFFICIAL MOM channels. The PRACTICAL recommendation: even THOUGH a NEW pass APPLICATION isn’T required WHEN switching EMPLOYERS under PEP, verify THE specific NOTIFICATION requirements DIRECTLY at THE official MOM CHANNELS to ENSURE you REMAIN fully COMPLIANT during ANY employer TRANSITION.
Should I revisit this tracker periodically throughout my 3-year PEP term, or is a single check at application sufficient?
RECOMMENDED review FREQUENCY — Singapore PEP MINIMUM Salary TRACKER 2026: as DISCUSSED extensively THROUGHOUT this TRACKER’S content (PARTICULARLY in THE first EXPERT tip AND the THIRD FAQ), a SINGLE check AT the POINT of APPLICATION is GENUINELY insufficient, SINCE the ANNUAL maintenance REQUIREMENT continues TO apply THROUGHOUT your ENTIRE 3-YEAR validity PERIOD. The PRACTICAL recommendation: periodically RE-run this TRACKER throughout YOUR PEP term (PARTICULARLY whenever YOUR income SITUATION changes MEANINGFULLY), ensuring YOU maintain ONGOING awareness OF your MAINTENANCE status RATHER than RELYING solely ON a SINGLE, initial CHECK at THE point OF application.
Does PEP allow my spouse to work in Singapore the same way ONE Pass does?
SPOUSE work AUTHORISATION under PEP — similar TO ONE PASS? 2026: the SPECIFIC, official PROVISIONS regarding SPOUSE work AUTHORISATION under PEP SPECIFICALLY (and WHETHER these MATCH, differ FROM, or ARE less GENEROUS than THE provisions DISCUSSED within THE companion ONE PASS Eligibility CALCULATOR) should BE verified DIRECTLY at THE official MOM CHANNELS, since THIS tracker SPECIFICALLY focuses ON your OWN PEP eligibility AND maintenance RATHER than SPOUSE-specific provisions. The PRACTICAL recommendation: if SPOUSE work AUTHORISATION is GENUINELY important TO your FAMILY’S decision BETWEEN PEP and ONE PASS specifically, verify AND compare THE specific, CURRENT provisions FOR each PASS type DIRECTLY at THE official MOM channels.
If I’m comparing PEP against ONE Pass and I clear both thresholds, which should I prioritise?
CLEARING both PEP and ONE PASS thresholds — which to PRIORITISE? 2026: as ILLUSTRATED in THE comparison TABLE earlier IN this ARTICLE, ONE Pass GENERALLY offers GREATER structural FLEXIBILITY (multi-EMPLOYER work, OWN business, NO annual MAINTENANCE requirement) compared TO PEP’S more RESTRICTED, single-EMPLOYER-at-a-time structure WITH its DISTINCTIVE annual MAINTENANCE risk; the PRACTICAL recommendation: if YOU genuinely CLEAR both THRESHOLDS, consider ONE PASS’S typically GREATER flexibility (and ABSENCE of THE annual MAINTENANCE risk THIS tracker SPECIFICALLY highlights) AS a POTENTIALLY more ADVANTAGEOUS choice, though VERIFY both PATHWAYS’ complete, CURRENT specific TERMS directly AT official MOM CHANNELS before MAKING your FINAL decision.
Does this tracker account for any tax implications specifically tied to maintaining PEP status?
TAX implications TIED to MAINTAINING PEP status — does THIS tracker ADDRESS these? 2026: this TRACKER specifically FOCUSES on THE salary-AND-income eligibility AND maintenance FRAMEWORK, without SEPARATELY addressing ANY potential TAX implications SPECIFICALLY tied TO your PEP status (RATHER than GENERAL Singapore INCOME tax, COVERED extensively BY companion TAX calculators ELSEWHERE on THIS site). The PRACTICAL recommendation: use THIS tracker SPECIFICALLY for YOUR salary-ELIGIBILITY and MAINTENANCE assessment, and CONSULT the COMPANION Non-RESIDENT Tax CALCULATOR or OTHER relevant TAX calculators ELSEWHERE on THIS site FOR your COMPLETE Singapore TAX picture ONCE your PASS is APPROVED.
Does meeting both the initial and maintenance thresholds guarantee my PEP application or continued status will be approved?
BOTH thresholds MET — does THIS guarantee APPROVAL or CONTINUED status? 2026: NO — SIMILAR to THE approval-GUARANTEE considerations DISCUSSED throughout SEVERAL companion CALCULATORS in THIS expat SILO, clearing BOTH the INITIAL salary THRESHOLD and THE ongoing MAINTENANCE requirement represents A necessary, BUT not GUARANTEED-sufficient, CONDITION for ACTUAL PEP approval OR continued STATUS, since MOM RETAINS broader DISCRETION beyond THESE specific FINANCIAL criteria THIS tracker MODELS. The PRACTICAL recommendation: treat A favourable RESULT on THIS tracker AS an ENCOURAGING indicator RATHER than AN absolute GUARANTEE, always CONSULTING official MOM RESOURCES or A licensed IMMIGRATION consultant FOR your ACTUAL application OR ongoing PASS management.
If I’m self-employed or running my own business rather than employed by a company, does the PEP salary framework still apply the same way?
SELF-EMPLOYED or BUSINESS owners — does THE PEP salary FRAMEWORK still APPLY? 2026: PEP is GENERALLY structured AROUND a TRADITIONAL, employer-DRAWN fixed SALARY concept SPECIFICALLY, meaning SELF-employed individuals OR business OWNERS without A conventional, FIXED salary STRUCTURE might NEED to VERIFY how THEIR specific INCOME situation MAPS onto THE qualifying SALARY framework THIS tracker SPECIFICALLY models. The PRACTICAL recommendation: if YOU’RE self-EMPLOYED or RUNNING your OWN business RATHER than DRAWING a TRADITIONAL, fixed EMPLOYER salary, verify DIRECTLY at THE official MOM CHANNELS how YOUR specific INCOME structure SHOULD be ASSESSED against THE PEP salary FRAMEWORK, since THIS tracker’S simplified MODEL generally ASSUMES a TRADITIONAL, employer-DRAWN salary SCENARIO specifically.
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Legal Disclaimer & Editorial Transparency
This PEP Minimum Salary Tracker provides an illustrative eligibility and maintenance approximation based on general, publicly-known criteria and does not represent an official MOM assessment or guarantee of application approval or continued pass validity. Salary thresholds and annual maintenance criteria are subject to change and periodic review; always verify current, exact criteria directly at the official MOM portal before relying on this information for an actual application or ongoing pass management. This calculator does not constitute immigration advice. SGFinanceCalculators.com is owned by MAFHH INTERNATIONAL LTD and is not affiliated with the Ministry of Manpower or any government agency. No advertisements are displayed.