Zeeshan Abbas — Founder, SGFinanceCalculators.com
Founder & Finance Expert

Zeeshan Abbas

Founder · SGFinanceCalculators.com   |   MBA (Finance) · MSc   |   Singapore Finance Specialist

🇸🇬 Singapore Specialist 🧮 300+ Free Calculators 📅 2026 Rates & Regulations 🎓 MBA Finance 🏛️ CPF · IRAS · MAS · HDB · LTA
300+
Free Calculators
9
SG Silos
2026
Rates Updated
100%
Always Free

Meet Zeeshan Abbas

Zeeshan Abbas is the founder and lead developer of SGFinanceCalculators.com — Singapore’s most comprehensive free financial calculator hub, with over 300 expert-built tools covering the full spectrum of Singapore personal finance: CPF contributions and retirement planning, IRAS progressive income tax, MAS-regulated lending, HDB property financing, S-REIT investing, Employment Pass eligibility, and everyday cost-of-living budgeting.

He holds an MBA in Finance from UET Lahore and an MSc from the University of Karachi, bringing nearly 20 years of experience across financial analysis, data systems, and operations management. His academic grounding in corporate finance, combined with deep research into Singapore’s regulatory landscape, drives the precision behind every calculator on this platform.

Every tool on SGFinanceCalculators.com is built against primary source data from the CPF Board, IRAS, MAS, HDB, and LTA — with rates, thresholds, and formulas reviewed and updated for 2026. No calculator is published until the underlying math is independently verified and the edge cases (age bands, citizen vs PR vs foreigner rates, salary ceilings, and relief caps) are fully tested.

Singapore Finance Specialisations

💰
CPF & Retirement
Contribution rates, OA/SA/MA allocation, BRS/FRS/ERS, CPF LIFE payouts, SA closure strategy, RSTU top-ups
🏠
Property & HDB
BSD, ABSD, SSD, TDSR, MSR, SORA mortgage, HDB grants, resale levy, CPF accrued interest, decoupling
🧾
IRAS Tax Planning
Progressive income tax, $80,000 relief cap, SRS optimisation, WMCR, corporate tax, GST, withholding tax
📊
Investments & Wealth
SSB, T-Bills, S-REIT yield analysis, CPFOA vs T-Bill break-even, robo-advisor fee drag, FIRE number, compound interest
✈️
Expat & Employment Pass
COMPASS EP points, ONE Pass, Tech Pass, PEP, Dependent Pass salary thresholds, 183-day tax residency rule
👪
Family & Education
Baby Bonus, CDA grants, childcare subsidies, WMCR, shared parental leave, tuition fee loans, PSEA planning

How Every Calculator Is Built

Zeeshan’s methodology: Every calculator on SGFinanceCalculators.com starts with primary source research — official CPF Board circulars, IRAS e-Tax guides, MAS policy notices, HDB administrative policies, and LTA fee schedules. Tools are coded in precision JavaScript using Big.js for floating-point accuracy, tested against known Singapore benchmark cases, and independently verified against current 2026 regulatory thresholds before publishing.

No calculator ships until every age band, salary ceiling, citizen/PR/foreigner rate differential, and relief cap has been validated. Content is reviewed and updated whenever the CPF Board, IRAS, or MAS announces rate changes — typically in February (Budget), May, and December each year. Accuracy, transparency, and regulatory compliance are non-negotiable.

📋 Quick Facts

  • 🎓
    Education MBA Finance (UET Lahore) · MSc (University of Karachi)
  • 🌐
    Platform SGFinanceCalculators.com
  • 📅
    Rates Updated 2026 — CPF, IRAS, MAS, HDB, LTA
  • 🧮
    Tools Published 300+ Singapore Financial Calculators
  • 🇸🇬
    Specialises In CPF · IRAS Tax · HDB Property · MAS Regulations · Expat Finance
  • Data Sources CPF Board · IRAS · MAS · HDB · LTA (official)

🏆 Credentials

  • 🎓
    MBA in Finance University of Engineering & Technology, Lahore
  • 🎓
    Master of Science (MSc) University of Karachi
  • 20+ Years Experience Finance, operations & data systems management
  • 🧮
    300+ Calculators Built All verified against Singapore official rates

⚡ Skills & Expertise

CPF Framework IRAS Tax Law MAS Regulations HDB Policy Financial Modelling JavaScript Big.js Precision Math JSON-LD Schema WordPress SEO Data Management S-REIT Analysis Mortgage Math Investment Analysis Operations Management

🤝 Get in Touch

Found a calculation error, want to suggest a new Singapore calculator, or have a business enquiry?

✉️ info@sgfinancecalculators.com