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Singapore CDC Voucher Spending Tracker 2026 — S$800 Budget Planner, Expiry Countdown & Weekly Pace Calculator

Track your S$300 January and S$500 June CDC voucher tranches in one place. See remaining balances by category, calculate your weekly spending pace to avoid expiry, and stack your total 2026 government support including GST Voucher Cash, U-Save, and S&CC rebates.

S$300
Jan 2026 tranche (expires 31 Dec 2026)
S$500
Jun 2026 tranche (expires 31 Dec 2027)
S$800
Total CDC vouchers per household
24,000+
Participating merchants
Your Voucher Status
🎫 January 2026 Tranche (S$300)
S$150 allocated to supermarkets
S$
S$150 allocated to hawkers
S$
🎫 June 2026 Tranche (S$500)
S$250 allocated to supermarkets
S$
S$250 allocated to hawkers
S$
🏠 Other 2026 Government Support
Up to S$850 if AV under S$21,000
S$
S$330-570 depending on flat type
S$
S$
🎫

Your CDC Voucher Status

Enter how much you have spent from each tranche and click Track to see your remaining balance, weekly pace, and total government support.

📈 Spending by Category

Understanding the CDC Voucher Scheme 2026 — Community Development Council Support, Claim Process and Expiry Dates

The Community Development Council Voucher Scheme is a government cost-of-living support programme that provides every Singaporean household with digital vouchers to spend at local merchants and supermarkets. In 2026, households receive a total of 800 Singapore dollars across two tranches: 300 dollars from January (split 150 supermarket plus 150 hawker and heartland) and 500 dollars from June (split 250 each). The June tranche was originally scheduled for January 2027 but was brought forward under Budget 2026.

Over 4.64 billion dollars has been spent across eight tranches of CDC vouchers since the scheme began in 2020. The January 2026 tranche achieved a 94.5 percent claim rate, with 80.1 percent of claimed vouchers already spent. However, 5.5 percent of households did not claim at all, leaving approximately 16.5 million dollars unclaimed. This tracker helps you avoid being part of that statistic by planning your spending pace and tracking both tranches with separate expiry countdowns.

Why the January Tranche Should Be Your Priority

The most common mistake is treating both tranches equally. The January tranche expires on 31 December 2026 while the June tranche has until 31 December 2027. If you have any January vouchers remaining, spend those first at your regular supermarket trips and hawker meals. The June vouchers can wait. This tool calculates your weekly spending pace for each tranche separately so you know exactly how much to use each week.

How This CDC Voucher Spending Tracker Works — Claim Status, Balance Tracking and Weekly Pace Planner

1

Set Claim Status

Indicate whether you have claimed each tranche. If not claimed, the tool reminds you to visit go.gov.sg/cdcv immediately.

2

Enter Spending

Enter how much you have spent from each category: supermarket and hawker for both January and June tranches.

3

Add Other Benefits

Optionally add GSTV Cash, U-Save, and S and CC rebates to see your total 2026 government support.

4

See Your Plan

View remaining balances, progress bars, expiry countdowns, weekly spending pace, and a stacked bar chart showing your usage.

3 Real CDC Voucher Spending Examples — New Claimer, Active Spender and Almost-Expired Household

Example 1: Just Claimed Both — 4-Room HDB Family, S$800 to Spend

Jan: S$0 spent of S$300S$300 left
Jun: S$0 spent of S$500S$500 left
Weekly pace: ~S$12/wk (Jan) + ~S$6/wk (Jun)S$800 total

Prioritise Jan tranche. Spend S$12 per week at FairPrice and hawker centres to finish by December 2026. The Jun tranche has 78 weeks, so just S$6 per week is enough.

Example 2: Active Spender — 80% of Jan Tranche Used

Jan: S$240 spent, S$60 remainingS$60 left
Jun: S$100 spent, S$400 remainingS$400 left
On track — finish Jan in 5 weeks at S$12/wkS$460 total

Example 3: Forgot to Claim Jan Tranche — S$300 at Risk

Jan: NOT CLAIMEDS$0
Jun: Claimed, S$200 spentS$300 left
URGENT: Claim Jan immediately at go.gov.sg/cdcvS$300 expiring

3 Expert Tips for Maximising Your CDC Vouchers — Supermarket Promotions, Hawker Strategy and Stacking Benefits

🛒

Stack With Supermarket Promotions

FairPrice, Sheng Siong, and Giant regularly run return-voucher promotions when you pay with CDC vouchers. For example, FairPrice offered a 6 dollar return voucher for every 60 dollars spent using CDC in June 2026. Always check for active promotions before your grocery run to effectively increase your voucher value by 10 percent.

🍴

Use Hawker Vouchers for Daily Meals

Hawker vouchers work at over 24,000 locations including coffee shops, wet markets, and neighbourhood provision shops. Using 5 to 8 dollars per day at your regular hawker centre naturally depletes the hawker allocation over a few months without requiring any change in spending habits. Many hawker stalls have minimum purchase amounts of 2 dollars per voucher.

💳

Forward the SMS Link to Your Family

After claiming, forward the voucher SMS to your spouse, children, or parents so multiple household members can spend simultaneously. This is especially useful for families where different members shop at different supermarkets or eat at different hawker centres. The total household quantum does not change but the spending becomes more distributed and efficient.

Frequently Asked Questions About Singapore CDC Vouchers 2026 — Claim Process, Expiry Dates and Spending Categories

How much are the CDC vouchers in 2026?

Every Singaporean household receives a total of 800 Singapore dollars in CDC vouchers in 2026 across two tranches. The January 2026 tranche is 300 dollars, split equally into 150 dollars for supermarkets and 150 dollars for hawker and heartland merchants. The June 2026 tranche is 500 dollars, split into 250 dollars for each category. The June tranche was originally scheduled for January 2027 but was brought forward under Budget 2026 to help families cope with rising costs.

When do CDC vouchers expire in 2026?

The January 2026 tranche of 300 dollars expires on 31 December 2026. The June 2026 tranche of 500 dollars expires on 31 December 2027. After these dates, any unclaimed or unspent vouchers are forfeited. There are no extensions. This is why tracking your spending pace is important to avoid leaving free money on the table.

How do I claim my CDC vouchers?

Visit go.gov.sg/cdcv and log in with your Singpass. Only one household member aged 21 or above needs to claim on behalf of the entire household. You will receive an SMS from gov.sg with a unique voucher link. Forward this SMS to other household members so they can spend independently. No app download is required.

Where can I spend CDC supermarket vouchers?

CDC supermarket vouchers are accepted at eight participating chains: NTUC FairPrice, Giant Singapore, Cold Storage, Sheng Siong, Prime Supermarket, Ang Mo Supermarket, HAO Mart, and U Stars Supermarket. These vouchers cannot be used at hawker centres, heartland shops, or online platforms. Always check that the store displays the CDC Voucher acceptance sign.

Where can I spend CDC hawker and heartland vouchers?

CDC hawker and heartland vouchers are accepted at over 24,000 participating merchants including hawker stalls, coffee shops, wet market vendors, neighbourhood provision shops, hair salons, and heartland retail stores. Look for the CDC Vouchers decal displayed at the stall or shop entrance. These vouchers cannot be used at supermarkets.

Can I use CDC vouchers for online shopping?

No. CDC vouchers can only be spent in person at participating physical merchants and supermarkets. They cannot be used for online grocery orders, e-commerce platforms, or delivery services. The vouchers work through a QR code system where you show your phone screen to the merchant for scanning at the point of sale.

What happens if I do not claim my CDC vouchers?

Unclaimed vouchers expire on their respective deadline dates and the money is forfeited. For the January 2026 tranche, the claim and spend deadline is 31 December 2026. For the June 2026 tranche, the deadline is 31 December 2027. The January 2026 tranche had a 94.5 percent claim rate, meaning 5.5 percent of households left 300 dollars unclaimed.

Can more than one person in my household use the vouchers?

Yes. After one household member claims the vouchers, the SMS link can be forwarded to other family members. Each person can then open the link on their own phone and spend their share independently when they are out. The total household quantum remains the same, but multiple people can use portions of it simultaneously.

What is the difference between supermarket and hawker vouchers?

The two voucher types are colour-coded and restricted to their respective categories. Supermarket vouchers (typically blue) work only at the eight participating supermarket chains. Hawker and heartland vouchers (typically orange) work only at participating hawker stalls and heartland shops. You cannot swap or merge the two categories.

Should I spend the January or June tranche first?

Always prioritise spending the January 2026 tranche first because it expires on 31 December 2026, a full year earlier than the June tranche which expires 31 December 2027. Using the January vouchers for your regular grocery shopping and hawker meals first ensures nothing is wasted, while the June vouchers remain available for over a year afterward.

Can I check my remaining CDC voucher balance?

Yes. Open the voucher link from the SMS you received when claiming. The page displays your remaining balance for each voucher type in real time. You can also use this calculator to track your spending across both tranches and calculate the weekly pace needed to use everything before expiry.

Are there any promotions for using CDC vouchers?

Some supermarkets run limited-time promotions for CDC voucher spending. For example, FairPrice offered a 6 dollar return voucher for every 60 dollars spent using CDC supermarket vouchers in June 2026. These promotions change frequently, so check your preferred supermarket website or app for current offers. Stacking CDC spending with store loyalty programmes maximises value.

What other government support can I receive in 2026?

Beyond CDC vouchers, eligible households may receive GST Voucher Cash of up to 850 dollars in August 2026, U-Save rebates of up to 570 dollars for utilities, S and CC rebates of 1.5 to 3.5 months, and a Cost-of-Living Special Payment of up to 400 dollars in September 2026. This calculator lets you add these amounts to see your total 2026 government support.

Do I need a smartphone to use CDC vouchers?

Yes, you need a smartphone with internet access to claim and spend CDC vouchers. The system is entirely digital using QR codes shown on your phone screen. If you do not have a smartphone, you can ask a household member to claim on your behalf and show the QR code from their phone when you shop together. Community centres can also assist seniors with claiming.

Can I use CDC vouchers at food courts and kopitiam?

Yes, if the individual stalls or the food court operator has registered as a participating heartland merchant. Most major food court operators including Kopitiam and Food Republic have participating stalls. However, not every stall within a food court may accept CDC vouchers. Look for the CDC Vouchers decal at each individual stall.

How does this spending tracker differ from the official CDC portal?

The official CDC voucher portal at vouchers.cdc.gov.sg shows your remaining balance for the active voucher link. This tracker goes further by calculating your optimal weekly spending pace based on remaining balance and days until expiry, comparing both tranches side by side with progress bars, and stacking your CDC vouchers with other 2026 government benefits to show your total household support picture. It also generates a downloadable PDF report.

Related Singapore Government Benefits and Cost of Living Calculators

Legal Disclaimer and Editorial Transparency

CDC voucher amounts, claim dates, and expiry dates are sourced from vouchers.cdc.gov.sg and the Ministry of Finance Budget 2026 announcement. This tool does not connect to the official CDC voucher system and cannot verify your actual balance. Always check your remaining balance via the official voucher link in your SMS. This tool is published by MAFHH INTERNATIONAL LTD and is editorially independent. No government agency has sponsored or endorsed this calculator. We do not collect any data you enter.