Singapore Maid Levy & Salary Calculator 2026 — Calculate Your Total Monthly & Annual Cost of Employing a Foreign Domestic Worker

CONCESSIONARY levy ELIGIBILITY — Singapore 2026: the SPECIFIC, official QUALIFYING criteria FOR the CONCESSIONARY FDW LEVY rate GENERALLY include HOUSEHOLDS with YOUNG children (TYPICALLY below A specific AGE threshold), ELDERLY household MEMBERS (typically AGED 67 AND above), OR persons WITH disabilities WITHIN the HOUSEHOLD — the COMPLETE, precise QUALIFYING criteria AND age THRESHOLDS should BE verified DIRECTLY at THE official Ministry OF Manpower (MOM) CHANNELS, since THIS calculator’S illustrative FRAMEWORK provides A general REFERENCE rather THAN the PRECISE, complete OFFICIAL eligibility DETAILS; why VERIFICATION matters: as DISCUSSED in DETAIL in THE first EXPERT tip, MANY households MAY qualify FOR this SUBSTANTIAL levy REDUCTION without REALISING it, MAKING proactive VERIFICATION of YOUR specific ELIGIBILITY a GENUINELY valuable STEP before DEFAULTING to THE standard RATE.

CONCESSIONARY levy — ONE-time qualification OR ongoing RENEWAL? 2026: the SPECIFIC, official PROCESS regarding WHETHER concessionary LEVY qualification REQUIRES periodic RE-verification OR renewal (PARTICULARLY relevant AS qualifying CIRCUMSTANCES change OVER time — e.g., A child AGING beyond THE qualifying THRESHOLD, or AN elderly HOUSEHOLD member’S STATUS changing) should BE verified DIRECTLY at THE official MOM CHANNELS; why THIS matters FOR ongoing BUDGETING: if YOUR qualifying CIRCUMSTANCE is TIME-limited (such AS a CHILD’S age-BASED qualification), your CONCESSIONARY rate MIGHT eventually TRANSITION to THE standard RATE once YOUR specific QUALIFYING circumstance NO longer APPLIES — proactively UNDERSTAND this TRANSITION timing TO accurately BUDGET for YOUR household’S LONGER-term FDW cost TRAJECTORY, rather THAN assuming YOUR concessionary RATE remains PERMANENTLY fixed REGARDLESS of CHANGING household CIRCUMSTANCES.

FDW salary — MINIMUM wage REQUIREMENTS 2026: the SPECIFIC, official RULES regarding WHETHER Singapore IMPOSES a FORMAL, mandated MINIMUM salary REQUIREMENT specifically FOR FDWs (as OPPOSED to MARKET-rate salary NEGOTIATION between EMPLOYER and HELPER, often INFLUENCED by THE helper’S specific SOURCE country, EXPERIENCE, and SPECIFIC skills) should BE verified DIRECTLY at THE official MOM CHANNELS; general CONSIDERATION: FDW salaries IN Singapore TYPICALLY reflect A market-BASED negotiation PROCESS influenced BY factors LIKE the HELPER’S nationality, EXPERIENCE level, AND specific SKILLS, rather THAN a SINGLE, fixed MINIMUM wage FIGURE applicable UNIFORMLY across ALL FDW employment ARRANGEMENTS; the PRACTICAL recommendation: research CURRENT, typical SALARY ranges (this CALCULATOR’S illustrative S$550-S$750 RANGE provides A general REFERENCE point) specifically RELEVANT to YOUR helper’S particular SOURCE country AND experience LEVEL, while VERIFYING any SPECIFIC, official minimum-WAGE requirements THAT might APPLY directly AT the OFFICIAL MOM channels.

DAY-OFF entitlement AND compensation — does THIS calculator INCLUDE this? 2026: NO — this CALCULATOR specifically FOCUSES on THE core, RECURRING monthly COST components (LEVY, salary, AND other COSTS), without SEPARATELY modelling ANY specific COMPENSATION arrangements RELATED to the HELPER’S day-OFF entitlement (which Singapore EMPLOYMENT regulations TYPICALLY require, with SPECIFIC compensation RULES if SPECIFIC days OFF are MUTUALLY agreed TO be forgone); why THIS matters FOR complete BUDGETING: if YOUR specific EMPLOYMENT arrangement INVOLVES compensating YOUR helper FOR forgone DAYS off (RATHER than PROVIDING the STANDARD day-OFF entitlement), this WOULD represent AN additional COST beyond THIS calculator’S core LEVY-plus-salary-plus-other-COSTS framework; the PRACTICAL recommendation: if YOUR specific ARRANGEMENT involves DAY-off compensation, INCLUDE this AS part OF your “OTHER Monthly COSTS” input, ENSURING this CALCULATOR’S total COST output ACCURATELY reflects YOUR complete, SPECIFIC employment ARRANGEMENT rather THAN omitting THIS potentially MEANINGFUL cost COMPONENT.

MULTIPLE FDWs — does THE levy STRUCTURE change FOR additional HELPERS? 2026: the SPECIFIC, official RULES regarding WHETHER employing MULTIPLE FDWs SIMULTANEOUSLY within THE same HOUSEHOLD involves A different LEVY structure FOR additional HELPERS (potentially A HIGHER levy RATE for A second OR subsequent FDW, REFLECTING typical POLICY approaches IN comparable REGULATORY contexts) should BE verified DIRECTLY at THE official MOM CHANNELS, since THIS calculator’S simplified FRAMEWORK specifically MODELS a SINGLE-FDW employment SCENARIO; how TO use THIS calculator FOR multiple FDWs: if YOUR household EMPLOYS multiple FDWs SIMULTANEOUSLY, verify THE specific, OFFICIAL levy STRUCTURE applicable TO each SPECIFIC helper (WHICH may DIFFER for ADDITIONAL helpers BEYOND the FIRST), then RUN this CALCULATOR separately FOR each HELPER using THEIR specific, APPLICABLE levy RATE and SALARY, combining THE results FOR your HOUSEHOLD’S complete, MULTI-helper total COST picture; the PRACTICAL recommendation: don’T assume THE same LEVY rate AUTOMATICALLY applies UNIFORMLY across MULTIPLE FDWs within THE same HOUSEHOLD — verify THE specific, OFFICIAL levy STRUCTURE for EACH additional HELPER directly AT official MOM CHANNELS before CALCULATING your COMPLETE, multi-HELPER total COST.

GROSS vs NET salary — which SHOULD this CALCULATOR’S input REFLECT? 2026: this CALCULATOR’S “Monthly SALARY” input SPECIFICALLY expects THE actual, AGREED monthly SALARY amount YOU pay YOUR helper DIRECTLY (the FIGURE specified IN your EMPLOYMENT agreement WITH the HELPER), RATHER than A separate GROSS-versus-net DISTINCTION that MIGHT apply TO standard LOCAL employment ARRANGEMENTS involving CPF contributions AND income TAX withholding (which GENERALLY don’T apply TO FDW employment IN the SAME way); why THIS distinction GENERALLY doesn’T apply HERE: unlike STANDARD local EMPLOYMENT (where GROSS salary MINUS CPF and TAX produces NET take-HOME pay), FDW SALARY arrangements TYPICALLY involve A single, DIRECTLY-agreed salary FIGURE paid DIRECTLY to THE helper, WITHOUT the SAME gross-VERSUS-net distinction THAT applies TO standard LOCAL employment STRUCTURES; the PRACTICAL recommendation: simply ENTER the ACTUAL, agreed MONTHLY salary FIGURE specified IN your EMPLOYMENT arrangement WITH your HELPER as THIS calculator’S salary INPUT, without NEEDING to SEPARATELY distinguish BETWEEN gross AND net FIGURES the WAY you MIGHT for STANDARD local EMPLOYMENT salary CALCULATIONS.

FDW-RELATED tax RELIEF — does THIS exist SEPARATELY from THIS calculator’S cost FOCUS? 2026: this CALCULATOR specifically FOCUSES on THE direct, OUT-of-pocket cost OF employing AN FDW (LEVY, salary, OTHER costs), without SEPARATELY addressing WHETHER any SPECIFIC income-TAX relief OR deduction MECHANISM exists FOR households EMPLOYING an FDW (DISTINCT from THE other FAMILY-related tax RELIEFS covered THROUGHOUT this SITE, such AS WMCR); general CONSIDERATION: SOME jurisdictions OFFER specific TAX relief MECHANISMS related TO foreign DOMESTIC worker LEVY payments SPECIFICALLY (sometimes CALLED a “FOREIGN Domestic WORKER Levy RELIEF” or SIMILAR) — verify WHETHER Singapore SPECIFICALLY offers SUCH a RELIEF mechanism DIRECTLY at THE official IRAS CHANNELS, since THIS calculator doesn’T MODEL or ASSUME any SUCH tax-RELIEF benefit WITHIN its CORE cost-CALCULATION methodology; the PRACTICAL recommendation: if YOU discover THAT Singapore DOES offer A specific tax-RELIEF mechanism RELATED to FDW LEVY payments (verify THIS directly AT official IRAS CHANNELS), consider THIS as AN additional, SEPARATE financial CONSIDERATION beyond THIS calculator’S core, DIRECT-cost-focused output.

LEVY rate REVIEW frequency — Singapore 2026: SIMILAR to THE periodic-REVIEW pattern DISCUSSED throughout THIS broader FAMILY calculator SERIES regarding OTHER government SCHEME parameters, FDW levy RATES (both STANDARD and CONCESSIONARY) are SUBJECT to PERIODIC government REVIEW and POTENTIAL adjustment, RATHER than BEING permanently, INDEFINITELY fixed FIGURES; why THIS matters FOR ongoing ACCURACY: this CALCULATOR’S illustrative LEVY figures (S$300 STANDARD, S$60 CONCESSIONARY) represent A general REFERENCE point THAT should BE periodically RE-verified against THE current, OFFICIAL rates AT the OFFICIAL MOM channels, PARTICULARLY following ANY recent SINGAPORE Budget ANNOUNCEMENT or SPECIFIC policy REVIEW that MIGHT adjust THESE specific RATES; the PRACTICAL recommendation: periodically VERIFY the CURRENT, official LEVY rates DIRECTLY at THE official MOM CHANNELS, particularly IF SIGNIFICANT time HAS passed SINCE your INITIAL calculation OR following ANY recent, RELEVANT policy ANNOUNCEMENTS, rather THAN assuming THIS calculator’S illustrative DEFAULT figures WILL remain PERMANENTLY, indefinitely ACCURATE without PERIODIC re-VERIFICATION.

“OTHER monthly COSTS” — typical RANGE reference 2026: while THIS specific FIGURE varies CONSIDERABLY based ON your SPECIFIC household’S CIRCUMSTANCES, COMMON components WITHIN this CATEGORY typically INCLUDE food ALLOWANCE, amortised INSURANCE costs, and OTHER smaller, RECURRING costs SPECIFIC to YOUR arrangement. Why A single, UNIVERSAL recommended RANGE isn’T PROVIDED: these COSTS vary CONSIDERABLY based ON your SPECIFIC food-PROVISION arrangement, YOUR specific INSURANCE plan CHOICE, and OTHER household-SPECIFIC factors. The PRACTICAL recommendation: calculate YOUR own, SPECIFIC “other MONTHLY costs” figure BY itemising YOUR actual, PLANNED food ALLOWANCE, amortised INSURANCE premium, AND any OTHER specific, RECURRING costs RELEVANT to YOUR particular EMPLOYMENT arrangement.

SALARY increases AND periodic RECALCULATION — Singapore 2026: YES — CONSISTENT with THE periodic-REVIEW recommendations THROUGHOUT this BROADER family CALCULATOR series, IF you PROVIDE your HELPER with PERIODIC salary INCREMENTS, you SHOULD re-RUN this CALCULATOR with YOUR updated SALARY figure. Why THIS matters: a STATIC, never-UPDATED calculation BASED on YOUR helper’S INITIAL salary WOULD increasingly UNDERSTATE your ACTUAL, current TOTAL cost AS salary INCREMENTS accumulate OVER multiple YEARS of CONTINUED employment. The PRACTICAL recommendation: whenever YOU implement A salary INCREMENT, re-RUN this CALCULATOR with THE updated SALARY figure to MAINTAIN an ACCURATE, current UNDERSTANDING of YOUR total MONTHLY and ANNUAL cost.

LEVY rate AND helper NATIONALITY — does THIS factor IN? 2026: this CALCULATOR’S simplified FRAMEWORK models THE levy RATE based SPECIFICALLY on YOUR household’S QUALIFYING status, WITHOUT separately MODELLING any POTENTIAL levy-RATE variation based ON your HELPER’S specific NATIONALITY. Why THIS simplification IS generally REASONABLE: the LEVY mechanism IS generally STRUCTURED around YOUR household’S QUALIFYING circumstances, RATHER than VARYING based ON the SPECIFIC nationality OF the HELPER you’VE employed. The PRACTICAL recommendation: verify WHETHER any NATIONALITY-specific levy VARIATION exists DIRECTLY at THE official MOM CHANNELS if YOU have SPECIFIC reason TO believe THIS might APPLY.

SPECIALISED eldercare NEEDS — adjusting YOUR “other COSTS” input 2026: YES — if YOUR helper IS specifically PROVIDING specialised ELDERCARE support FOR a FAMILY member WITH specific, MEANINGFUL medical OR care NEEDS, this MIGHT reasonably INVOLVE additional, SPECIFIC costs WORTH incorporating INTO your “OTHER Monthly COSTS” input. Potential ADDITIONAL costs TO consider: caregiving-RELATED training OR certification COSTS, specialised CARE equipment OR supplies, OR other SPECIFIC, meaningful costs DIRECTLY related TO this SPECIALISED caregiving ROLE beyond STANDARD household DUTIES. The PRACTICAL recommendation: if YOUR specific ARRANGEMENT involves GENUINE, specialised ELDERCARE or OTHER specific CARE needs, incorporate ANY meaningfully ADDITIONAL, specific COSTS into YOUR “OTHER Monthly COSTS” input FOR a MORE accurate, COMPLETE total COST picture.

THIS calculator’S OUTPUT within YOUR broader HOUSEHOLD budget — Singapore 2026: this CALCULATOR specifically PROVIDES your TOTAL FDW-related MONTHLY and ANNUAL cost AS a SPECIFIC, isolated FIGURE, which YOU should THEN incorporate INTO your FAMILY’S broader, COMPREHENSIVE household BUDGET planning ALONGSIDE other MAJOR recurring EXPENSES covered throughout THIS site’S broader CALCULATOR ecosystem. Why THIS integration MATTERS: viewing YOUR FDW cost IN complete ISOLATION from YOUR family’S BROADER financial PICTURE risks UNDERSTATING its TRUE proportional IMPACT on YOUR overall HOUSEHOLD budget. The PRACTICAL recommendation: use THIS calculator’S specific, ACCURATE FDW cost OUTPUT as ONE important INPUT within YOUR family’S BROADER, comprehensive HOUSEHOLD budget PLANNING process.

ACCOMMODATION-related COSTS — does THIS calculator INCLUDE these SPECIFICALLY? 2026: this CALCULATOR’S “OTHER Monthly COSTS” input CAN reasonably INCORPORATE any SPECIFIC, meaningful ACCOMMODATION-related costs YOUR household INCURS, though THIS calculator doesn’T SEPARATELY, automatically CALCULATE such COSTS as A distinct LINE item. General CONSIDERATION: since FDWs TYPICALLY reside WITHIN their EMPLOYER’S household, the SPECIFIC, incremental COST is OFTEN difficult TO precisely ISOLATE, and MANY families REASONABLY treat THIS as PART of THEIR existing HOUSEHOLD costs. The PRACTICAL recommendation: if YOU genuinely WANT to INCORPORATE a SPECIFIC, estimated ACCOMMODATION-related cost, include A reasonable ESTIMATE within YOUR “Other MONTHLY Costs” input.

FLEXIBILITY and AVAILABILITY value — does THIS calculator QUANTIFY this? 2026: NO — this CALCULATOR specifically QUANTIFIES the DIRECT, financial COST of FDW EMPLOYMENT, without SEPARATELY attempting TO quantify THE genuine, THOUGH harder-TO-monetise, VALUE of flexibility AND availability AN FDW typically PROVIDES compared TO more SCHEDULE-restricted alternatives. Why THIS qualitative FACTOR matters: an FDW’S broader HOUSEHOLD-support value represents A genuine, THOUGH difficult-TO-precisely-quantify, BENEFIT worth CONSIDERING alongside THE pure dollar COST comparison. The PRACTICAL recommendation: use THIS calculator’S precise, QUANTIFIED cost OUTPUT as ONE important INPUT, while ALSO explicitly, CONSCIOUSLY weighing THE genuine VALUE of flexibility AND broader HOUSEHOLD support.

FIRST-TIME employers VS renewal/REPLACEMENT — does THIS calculator APPLY equally? 2026: YES — this CALCULATOR’S core, RECURRING monthly COST framework applies EQUALLY well WHETHER you’RE a FIRST-time FDW EMPLOYER or RENEWING/replacing AN existing HELPER arrangement, SINCE the UNDERLYING, ongoing MONTHLY cost STRUCTURE remains CONCEPTUALLY the SAME. Important DIFFERENCE worth NOTING: FIRST-time employers SPECIFICALLY should BUDGET additional ATTENTION toward ONE-time setup COSTS that WOULDN’T typically RECUR for AN employer SIMPLY renewing AN existing arrangement. The PRACTICAL recommendation: regardless OF your SPECIFIC situation, use THIS calculator’S core FRAMEWORK for YOUR ongoing, RECURRING monthly COST estimate, but FIRST-time employers SPECIFICALLY should ADDITIONALLY budget FOR one-TIME setup COSTS.