🍪 Cookie Policy
Summary: We use three types of cookies — essential (required for the site to work), analytics (Google Analytics, anonymised), and advertising (Google AdSense). Your calculator inputs are never stored in cookies or sent anywhere. You can opt out of non-essential cookies through your browser settings.
What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help websites remember your preferences and enable certain features. SGFinanceCalculators.com uses cookies minimally and in full compliance with Singapore’s Personal Data Protection Act 2012 (PDPA).
Critically, none of the financial data you enter into our calculators is ever stored in cookies. Calculator inputs are processed locally in your browser and discarded when you close your tab.
Cookies We Use
| Cookie / Service | Type | Purpose | Duration | Can Opt Out? |
|---|---|---|---|---|
| WordPress Session | Basic site functionality, security | Session | No (required) | |
| Google Analytics (_ga, _gid, _gat) |
Anonymised usage statistics — pages viewed, session duration, geographic region (country level). IP anonymisation enabled. Not used for ad targeting. | Up to 2 years | Yes | |
| Google AdSense (NID, DSID, IDE) |
Display personalised or contextual advertisements. Managed by Google’s advertising platform. | Up to 13 months | Yes |
What We Do NOT Use Cookies For
- Storing your financial inputs, calculator results, or PDF reports
- Building personal financial profiles or credit assessments
- Selling your browsing data to third parties
- Tracking you across websites for lead generation purposes
- Marketing retargeting campaigns by us (we run no marketing campaigns)
How to Manage Cookies
Browser Settings
You can control, restrict, or delete cookies through your browser settings. Note that disabling essential cookies may affect site functionality, though all calculators will continue to work as they do not depend on cookie storage.
- Chrome: Settings → Privacy and Security → Cookies
- Safari: Preferences → Privacy → Manage Website Data
- Firefox: Settings → Privacy and Security → Cookies and Site Data
- Edge: Settings → Cookies and Site Permissions → Manage and Delete Cookies
Opt Out of Google Advertising
You can opt out of Google’s advertising personalisation at adssettings.google.com. This will not affect your ability to use our calculators.
Opt Out of Google Analytics
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-on.
Third-Party Cookie Policies
- Google: policies.google.com/privacy
- Google Analytics: Analytics Privacy
- Google AdSense: AdSense Cookie Use
Changes to This Policy
We may update this Cookie Policy to reflect changes in our technology, regulations, or Platform features. When we do, we’ll update the “Last Updated” date above. We encourage you to review this policy periodically.
Contact Us
For any questions about our use of cookies or to exercise your PDPA rights, please use our Contact Us page. We respond within 10 business days for PDPA-related requests.
Cookie Questions?
We are transparent about every cookie we use. If you have questions, we respond within 24–48 hours.
✉️ Contact Us