20 Family & Education Tools · All Live Now
Singapore Family & Childcare Calculators 2026
20 calculators covering Baby Bonus, CDA grants, childcare and preschool subsidies, working mother’s child relief, parental leave, PSEA, university costs, maid levy and child insurance — built specifically for Singapore parents and families.
20+
Family Calculators
S$13k
Typical Baby Bonus Cash Gift
2tier
WMCR Relief Structure
All Family, Education & Childcare Tools
Baby Bonus, Childcare & Education Cost Calculators
Singapore has one of the world’s most generous — but complex — fertility and family support systems. These tools help parents navigate grants, subsidies, reliefs and education costs with precision.
Baby Bonus Cash Gift Calculator
Calculate your Baby Bonus cash gift entitlement across birth order tiers.
Calculate
CDA First Step Grant & Matching Calculator
Track your Child Development Account First Step Grant and dollar-for-dollar matching.
Calculate
Childcare Subsidy Calculator
Estimate your childcare subsidy based on household income thresholds.
Calculate
Working Mother’s Child Relief (WMCR) Calculator
Calculate the fixed-dollar WMCR tax relief tier for your child’s birth order.
Calculate
Shared Parental Leave Calculator
Plan your shared parental leave entitlement and pay across both parents.
Calculate
University Tuition Fee Loan Repayment Calculator
Calculate MOE Tuition Fee Loan repayment schedules versus bank loan rates.
Calculate
Preschool Fee Cap Calculator
Check preschool fees against the government fee cap and subsidy reductions.
Calculate
Student Care Fee Assistance (SCFA) Calculator
Estimate Student Care Fee Assistance eligibility and subsidy amounts.
Calculate
Kindergarten Fee Assistance (KiFAS) Calculator
Calculate your Kindergarten Fee Assistance Scheme subsidy tier.
Calculate
PSEA Utilization Planner
Plan Post-Secondary Education Account usage across your child’s education path.
Plan
Overseas vs Local University Cost Comparison
Compare total cost of overseas study against local Singapore university education.
Compare
Maid Levy & Salary Calculator
Calculate monthly maid levy including the concessionary rate plus typical salary costs.
Calculate
Infant Care vs Nanny Cost Comparison
Compare total monthly cost between infant care centres and a confinement nanny or helper.
Compare
Baby Bonus Approved Institution Spending Tracker
Track CDA spending across approved institutions and remaining balance.
Track
Child LifeSG Credits Spending Planner
Plan optimal allocation of LifeSG credits across approved child-related spending.
Plan
Large Family MediSave Grant Calculator
Calculate the additional MediSave grant available for larger Singapore families.
Calculate
Paternity Leave Mandatory Period Checker
Check your mandatory paternity leave entitlement period and eligibility.
Check
School Bus Fee Calculator by Distance
Estimate school bus fees based on distance from home to school.
Calculate
Enrichment Class Budget Planner
Plan a sustainable monthly budget across your child’s enrichment activities.
Plan
Child Insurance Savings Plan ROI Calculator
Calculate the true return on a child education savings or insurance plan.
Calculate
Singapore Family Support Guide 2026
Understanding Singapore’s Family Support System
| Scheme | What It Covers | Administered By |
|---|---|---|
| Baby Bonus Cash Gift | One-time cash gift per child, tiered by birth order | Ministry of Social and Family Development |
| CDA (Child Development Account) | Government-matched savings for approved child expenses | Early Childhood Development Agency |
| WMCR (Working Mother’s Child Relief) | Fixed-dollar income tax relief for working mothers | IRAS |
| PSEA (Post-Secondary Education Account) | CDA funds transferred for post-secondary education use | Ministry of Education |
| Childcare/Kindergarten Subsidies | Means-tested subsidy reducing monthly preschool fees | Early Childhood Development Agency |
💡 Expert Tip: CDA First Step Grant funds are credited automatically at birth registration, but matching contributions require active deposits from parents before the scheme’s deadline to be eligible for government matching — don’t leave this on the table.
💡 Expert Tip: WMCR is now a fixed-dollar relief (rather than percentage-of-income) for children born from 2024 onward, which changes the optimal tax planning calculus compared to the old percentage-based system for older children.
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Disclaimer: All calculators are for educational purposes only and do not constitute financial advice. SGFinanceCalculators.com is owned by MAFHH INTERNATIONAL LTD and is not an MAS-licensed financial adviser. Verify current grant amounts and eligibility directly with MSF, ECDA, IRAS or the relevant government agency.