Singapore Productivity Solutions Grant PSG Calculator 2026 — 50% Co-Funding on Pre-Approved IT Solutions from GoBusiness Gov Assist, S$30,000 Annual Cap Tracker, PSG Plus SkillsFuture Enterprise Credit SFEC Stack That Cuts Your Net Cost to as Low as 5%, Multi-Solution Annual Budget Planner and EDGE 2026 Transition Guide

THE PRODUCTIVITY SOLUTIONS GRANT (PSG) IS SINGAPORE GOVERNMENT GRANT FOR SMEs THAT PROVIDES UP TO 50% CO-FUNDING ON PRE-APPROVED IT SOLUTIONS AND EQUIPMENT. Administered jointly by Enterprise Singapore and the Infocomm Media Development Authority (IMDA), the PSG is designed to help Singapore businesses adopt ready-to-use digital solutions that improve productivity and operational efficiency. HOW THE 50% RATE WORKS: If a pre-approved PSG solution costs S$20,000, the PSG covers S$10,000 (50%), and your company pays S$10,000. If the same solution costs S$80,000, the PSG still only covers S$30,000 (the annual cap), and you pay S$50,000. The 50% rate applies to the pre-approved package price listed on the GoBusiness Gov Assist portal (grants.gobusiness.gov.sg) — NOT any custom or negotiated price. If your vendor charges more than the pre-approved price, the excess cost is entirely yours. The 50% rate was set at this level from 1 April 2023 and applies across all PSG-eligible solution categories. BUDGET 2026 UPDATE: PSG is being expanded to support a wider range of digital and AI-enabled solutions. IMDA is increasing the proportion of pre-approved AI-enabled solutions from 30% to 50% of the total solution catalogue. The new EDGE grant (expected H2 2026) will consolidate PSG, EDG, and MRA into one scheme, but the current PSG remains fully active until EDGE launches.

THE S$30,000 ANNUAL CAP IS THE MAXIMUM TOTAL PSG GRANT A COMPANY CAN RECEIVE PER FINANCIAL YEAR (APRIL 1 TO MARCH 31). KEY FACTS ABOUT THE PSG ANNUAL CAP: SINGLE UEN LIMIT: The S$30,000 cap applies per UEN (Unique Entity Number), per grant year. Each registered Singapore business has one UEN. If your company applies for multiple PSG solutions in the same grant year, the total grant across all applications cannot exceed S$30,000. ANNUAL RESET: The cap resets every 1 April. Any unused balance from the previous year is forfeited — it does NOT carry over. If you claim S$20,000 in PSG grants by 31 March, the remaining S$10,000 is forfeited and you start fresh with S$30,000 on 1 April. This means you can potentially receive up to S$30,000 per year every year as long as you keep adopting new pre-approved solutions. MULTIPLE APPLICATIONS: You can apply for multiple PSG solutions concurrently, as long as each covers a different approved solution category or scope of services. Each solution category can only be claimed once per company. GROUP OF COMPANIES: The S$30,000 cap applies at the UEN (individual company) level, not at the group level. A holding company and its subsidiaries each have their own S$30,000 caps, as long as each subsidiary has its own UEN and meets the PSG eligibility criteria independently. STRATEGIC PLANNING: Given the April reset, SMEs should strategically plan their solution adoption to maximise the full S$30,000 each year. This calculator shows you the remaining cap in the current grant year and the exact reset date.

THE SKILLSFUTURE ENTERPRISE CREDIT (SFEC) IS A ONE-OFF S$10,000 GOVERNMENT CREDIT THAT ELIGIBLE SINGAPORE EMPLOYERS CAN USE TO OFFSET THE OUT-OF-POCKET COST AFTER PSG FUNDING. COMBINING PSG AND SFEC: Step 1: PSG covers 50% of qualifying costs. Step 2: SFEC covers up to 90% of the remaining out-of-pocket cost (what you pay after PSG), up to S$10,000. WORKED EXAMPLE: A pre-approved HR software package costs S$12,000. PSG (50%) covers S$6,000. Your out-of-pocket after PSG: S$6,000. SFEC (90% of S$6,000) covers S$5,400. Your FINAL NET COST: S$12,000 – S$6,000 – S$5,400 = S$600 (only 5% of the original cost). This S$600 net cost on a S$12,000 solution is the PSG + SFEC stack at work. THE SFEC GRANT AMOUNT: S$10,000 one-off credit. SFEC ELIGIBILITY: Employers who have 1 or more Singapore Citizen or PR employees at the point of application. Employer has contributed CPF for at least 3 months. Business is registered in Singapore. SFEC can be used for: PSG-funded solutions (covering out-of-pocket after PSG). SkillsFuture training courses. WS-JRS (Workplace Skills and Job Redesign) programmes. IMPORTANT: SFEC is a ONE-TIME credit. Once you use your S$10,000 SFEC, it cannot be renewed. Use it strategically alongside the highest-value PSG solution to maximise the combined impact. After using SFEC, your PSG claims continue at 50% co-funding with no SFEC top-up.

THE PSG SUPPORTS TWO BROAD CATEGORIES OF PRE-APPROVED SOLUTIONS: GENERIC SOLUTIONS (CROSS-INDUSTRY): Available to businesses across all sectors. Common categories include: Accounting and Finance Software (Xero, QuickBooks, MYOB, SAP Business One). Customer Relationship Management or CRM (Salesforce, Zoho). HR and Payroll Software (Info-Tech Cloud HRMS, Infotech HRMS). Inventory and Procurement Systems. E-Commerce Platforms and Online Ordering Systems. Document Management and Digital Filing Systems. Cybersecurity and Data Protection Solutions. Data Analytics and Business Intelligence Tools. Project Management Software. Video Surveillance Systems. SECTOR-SPECIFIC SOLUTIONS: Tailored for particular industries and their unique digital needs: Food Services: Kitchen Display Systems, Tableqr QR ordering. Retail: Point of Sale (POS) systems, inventory management. Construction and Built Environment: BIM software, site management tools (new tranche available April 2026 to March 2031). Logistics: Fleet management, route optimization. Healthcare: Practice management software, telemedicine platforms. Precision Engineering: CAD/CAM software. BUDGET 2026 AI EXPANSION: IMDA is increasing the proportion of AI-enabled pre-approved solutions from 30% to 50% of the total PSG solution catalogue. New AI solutions being added include: AI-powered customer service chatbots, predictive analytics platforms, AI accounting automation, and natural language processing tools for document processing. HOW TO FIND APPROVED SOLUTIONS: Visit grants.gobusiness.gov.sg and search by sector, solution type, or vendor name. Only solutions listed on the GoBusiness portal qualify. Purchasing from a non-listed vendor automatically disqualifies the application regardless of solution quality.

TO BE ELIGIBLE FOR THE PSG GRANT IN SINGAPORE 2026, YOUR COMPANY MUST MEET ALL OF THE FOLLOWING CRITERIA: (1) REGISTERED IN SINGAPORE: Business entity (Pte Ltd, Sole Proprietorship, Partnership, LLP) must be registered and operating in Singapore. (2) SME SIZE THRESHOLD: Group annual sales turnover not exceeding S$100 million, OR group employment size not exceeding 200 employees. This is assessed at the GROUP level, not just the single company. (3) LOCAL SHAREHOLDING: At least 30% local shareholding, held directly or indirectly by Singapore Citizens or PRs at the ultimate beneficial owner level. (4) SOLUTION USAGE IN SINGAPORE: The IT solution, equipment, or consultancy service must be purchased, leased, or subscribed to AND used in Singapore. (5) PAYMENT NOT YET MADE: You must NOT have signed any contract, made any payment, or provided any form of deposit to the vendor before your PSG application is submitted and approved. (6) SPECIFIC SOLUTION REQUIREMENTS: For Consultancy Service solutions: company must have at least 3 local employees at the point of application. (7) NOT ELIGIBLE: Charities, IPCs, Religious Entities, Voluntary Welfare Organisations, Government agencies and subsidiaries, and societies are explicitly excluded from PSG. ASSESSMENT: Each application is assessed individually. Submitting an application does not guarantee approval. EnterpriseSG will verify your eligibility and may request additional supporting documents.

THE PSG APPLICATION PROCESS IN SINGAPORE IN 2026 INVOLVES FIVE STEPS: STEP 1 — IDENTIFY AND SELECT A SOLUTION: Visit grants.gobusiness.gov.sg (GoBusiness Gov Assist portal). Browse the PSG pre-approved solution catalogue by sector, solution type, or vendor. Select the specific solution package that fits your business needs. Note the pre-approved package price and specifications from the GoBusiness listing. STEP 2 — GET A QUOTATION: Obtain a formal quotation from the pre-approved vendor. The quotation must: Be addressed to your company name exactly as per ACRA BizFile (including Pte Ltd, not abbreviated). List items and costs that exactly match the PSG solution package specifications (Annex 3 of the GoBusiness listing). STEP 3 — SUBMIT APPLICATION ON BGP: Log in to the Business Grants Portal (businessgrants.gov.sg) with your CorpPass account. Create a new PSG application. Upload: vendor quotation, your company financial statements, and for equipment, product brochures and technical specifications. Submit before making any payment. STEP 4 — WAIT FOR APPROVAL: Typical approval timeline: 4 to 6 weeks. You will receive a Letter of Offer via email if approved. STEP 5 — IMPLEMENT AND CLAIM: Purchase, subscribe to, or implement the approved solution. Submit your claim on BGP before the claim due date specified in your Letter of Offer. Upload proof of payment and implementation. Grant is disbursed to your registered bank account. NOTE: Group applications (two or more companies in one application form) are not allowed. Each UEN must submit its own application.

PSG AND EDG ARE BOTH ENTERPRISE SINGAPORE GRANTS BUT SERVE DIFFERENT PURPOSES: PSG (PRODUCTIVITY SOLUTIONS GRANT): Purpose: Adoption of pre-approved, off-the-shelf IT solutions and equipment. Funding: Up to 50% for SMEs, capped at S$30,000 per year. Solutions: Only from GoBusiness pre-approved vendor list. Customization: None — you must purchase the exact approved package at the listed price. Approval time: Approximately 4 to 6 weeks. Effort: Low — simpler application since solutions are pre-assessed. Best for: Standard software adoption, e.g., accounting software, HR systems, POS. EDG (ENTERPRISE DEVELOPMENT GRANT): Purpose: Custom business transformation projects tailored to your specific needs. Funding: Up to 50% for SMEs (30% for non-SMEs), no fixed cap. Solutions: Any qualified vendor for your specific project. Customization: High — project proposal tailored to your business case. Approval time: 8 to 12 weeks. Effort: High — detailed project proposal with business outcomes required. Best for: Custom software development, large-scale transformation, overseas expansion strategy. WHEN TO CHOOSE PSG OVER EDG: You need a standard solution (Xero, Salesforce, etc.) already on the approved list. You want faster approval and simpler application. Your project cost fits within the S$30,000 annual cap. You want immediate implementation with a proven vendor. WHEN TO CHOOSE EDG OVER PSG: Your solution is custom-built. You need consultancy beyond just software. Your project combines multiple cost types. Your project cost exceeds S$60,000 (where EDG 50% outperforms PSG S$30K cap). STACKING: You CAN claim PSG for one solution AND EDG for a different project in the same period, as long as no cost item is claimed under both grants.

PAYING A VENDOR BEFORE RECEIVING THE PSG LETTER OF OFFER IS THE SINGLE MOST COMMON REASON FOR PSG APPLICATION REJECTION IN SINGAPORE. THE RULE IS ABSOLUTE AND STRICTLY ENFORCED: You must NOT have made any payment, provided any form of deposit, or signed any legally binding commitment with the vendor before your PSG application is submitted and the Letter of Offer is received. WHAT COUNTS AS “PAYMENT” OR “COMMITMENT”: Cash payment or bank transfer to the vendor. Deposit or advance payment (even if partial, even if refundable). Signed purchase order or signed vendor contract. Signed subscription agreement or service agreement. Credit card payment for a software subscription. PRO-FORMA INVOICE ACCEPTANCE (if it constitutes a legal commitment). WHAT IS ALLOWED BEFORE APPLICATION: Requesting a quotation (non-binding). Discussing solution requirements with the vendor. Obtaining product demonstrations. Comparing vendor proposals (as long as nothing is signed). WHAT HAPPENS IF YOU PAY FIRST: Your application will be automatically rejected. There is no appeal mechanism for retrospective applications. Even if the solution is legitimate and your company is eligible, the pre-payment is fatal to the claim. You will have to fund the full solution cost without any PSG support. BEST PRACTICE: Obtain the formal vendor quotation. Submit the BGP application. Wait for the Letter of Offer (4 to 6 weeks). ONLY THEN sign the vendor contract and make payment. Most reputable PSG vendors will understand this process and hold their quotation for you during the approval period.

YES, SINGAPORE COMPANIES CAN APPLY FOR MULTIPLE PSG SOLUTIONS CONCURRENTLY, SUBJECT TO THESE RULES: CONCURRENT APPLICATIONS: You can submit multiple PSG applications simultaneously, each for a different solution category. Each application is assessed independently. SAME CATEGORY RESTRICTION: Each solution category can only be claimed ONCE per company. For example, you cannot claim PSG for two different accounting software packages. You can, however, claim PSG for an accounting software package AND a separate CRM system (different categories). ANNUAL CAP: The combined total PSG grant across all approved applications in one grant year (April 1 to March 31) cannot exceed S$30,000. EXAMPLES OF MULTIPLE PSG CLAIMS IN ONE YEAR: Example 1: Accounting software (Xero): S$3,000 PSG. CRM system: S$5,000 PSG. HR software: S$4,000 PSG. Total: S$12,000 in PSG (well within S$30,000 cap). Example 2: E-Commerce platform: S$10,000 PSG. Cybersecurity solution: S$8,000 PSG. AI analytics tool: S$12,000 PSG. Total: S$30,000 in PSG (at the cap). STRATEGIC PLANNING: If your total raw PSG across all solutions would exceed S$30,000, consider which solutions to claim in the current grant year (before 31 March) and which to defer to the next grant year (starting 1 April). This calculator helps you visualize the cap utilization and plan your PSG applications accordingly. NOTE: Each individual application form must list a single solution. Group applications covering multiple solutions on one form are not accepted by BGP.

BASED ON ENTERPRISE SINGAPORE AND IMDA DATA, THE MOST COMMONLY ADOPTED PSG SOLUTIONS BY SINGAPORE SMEs IN 2026 FALL INTO THESE CATEGORIES: TOP GENERIC SOLUTIONS (CROSS-SECTOR): (1) Accounting Software: Xero, MYOB, QuickBooks, Sage. PSG package prices typically range from S$1,500 to S$6,000 per year depending on the tier and number of users. PSG grant: S$750 to S$3,000 per year. (2) HR and Payroll Software: Info-Tech Cloud HRMS, Talenox, Justlogin. Package prices: S$2,000 to S$15,000 per year for SMEs. PSG grant: S$1,000 to S$7,500. (3) CRM Systems: Zoho CRM, Salesforce Essentials. Package prices: S$3,000 to S$20,000 per year. PSG grant: S$1,500 to S$10,000. (4) Document Management: Adobe Acrobat Sign, DocuSign. Package prices: S$2,000 to S$8,000 per year. PSG grant: S$1,000 to S$4,000. (5) Cybersecurity: Trend Micro, Cylance. Package prices: S$1,000 to S$10,000 per year. PSG grant: S$500 to S$5,000. TOP SECTOR-SPECIFIC SOLUTIONS: Food Services: TableFlip (table management), Chope for Business. Retail: Shopify POS, Lightspeed. Logistics: OnePort365 (freight management). Construction: Autodesk BIM 360, Procore. BUDGET 2026 AI ADDITIONS: IMDA has added AI-enabled solutions in customer service automation, predictive analytics, and AI-powered accounting. Check the current GoBusiness portal for the latest AI solution packages and their PSG grant amounts. HOW TO CHECK CURRENT PACKAGES: Visit grants.gobusiness.gov.sg and search for your sector or solution type. The portal shows the exact PSG-approved package price, maximum grant quantum, and the list of approved vendors for each solution.

THE PSG APPROVAL AND CLAIM TIMELINE IN SINGAPORE IN 2026: APPLICATION TO APPROVAL: Standard approval timeline: 4 to 6 weeks from complete document submission. PSG is Singapore fastest major grant to approve — much faster than EDG (8 to 12 weeks) or other transformation grants. You will be notified via email when the decision is made. If your application is incomplete, EnterpriseSG will request additional documents, which restarts the review clock. LETTER OF OFFER: Once approved, you accept the Letter of Offer on BGP under “Updates Required” in “My Applications.” The Letter of Offer specifies your approved grant amount and the project qualifying period. IMPLEMENTATION: Begin your project after accepting the Letter of Offer. Purchase or subscribe to the approved solution. CLAIM SUBMISSION: Submit your PSG claim on BGP before your specified claim due date (listed in the Letter of Offer). Required documents for claim: Proof of payment (receipts, bank statements). Tax invoice from vendor matching the approved quotation scope. Screenshots or evidence of solution implementation. DISBURSEMENT: Grant is disbursed to the company bank account registered on BGP. Disbursement typically takes 4 to 6 weeks after claim approval. WHAT IF YOU MISS THE CLAIM DEADLINE: Missing the claim deadline results in forfeiture of the PSG grant for that application. You can, however, reapply for PSG for the same solution category in the next grant year (as long as the solution still appears on the approved list). There is no penalty for a lapsed PSG claim other than losing the grant itself.

PSG-JR (PRODUCTIVITY SOLUTIONS GRANT — JOB REDESIGN) IS A SEPARATE TRACK UNDER THE PSG FRAMEWORK THAT CO-FUNDS CONSULTANCY TO HELP COMPANIES REDESIGN JOBS AROUND NEW TECHNOLOGY. PSG-JR KEY FACTS: PURPOSE: Supports companies in redesigning existing jobs or creating new job roles as a result of adopting productivity solutions. Companies hire a Job Redesign Consultancy from NTUC Learning Hub or other approved providers. The consultancy develops job redesign recommendations, updated job descriptions, and training plans for affected employees. FUNDING: Same 50% co-funding rate as standard PSG. Separate annual cap of S$30,000 for PSG-JR (i.e., the PSG-JR cap is SEPARATE from the standard PSG cap). This means a company can potentially receive: Up to S$30,000 in standard PSG (for solutions). PLUS up to S$30,000 in PSG-JR (for job redesign consultancy). Combined maximum: S$60,000 per grant year. ELIGIBILITY: Same SME criteria as standard PSG. Must engage from the list of pre-approved PSG-JR consultants on GoBusiness. Company must have local employees whose jobs will be impacted or redesigned. WHEN PSG-JR MAKES SENSE: When your company is adopting significant automation or AI that will change how employees work. When you want government support not just for the technology but for the people management side of digital transformation. When you want to demonstrate worker outcome commitments alongside your technology investment. NOTE: PSG-JR is tracked separately on BGP from standard PSG. Apply for each via separate application forms.

BASED ON BGP APPLICATION DATA AND CONSULTANT FEEDBACK, HERE ARE THE TOP 5 PSG APPLICATION MISTAKES IN SINGAPORE: MISTAKE 1 — PAYING BEFORE APPROVAL: Already covered above — this is the fatal error. Never sign, pay, or deposit before receiving the Letter of Offer. MISTAKE 2 — CHOOSING A NON-APPROVED VENDOR: The vendor must be specifically listed on GoBusiness Gov Assist for the solution category you are claiming. Using a different vendor, even if they offer the same software, will result in rejection. Always verify the vendor on GoBusiness before requesting a quotation. MISTAKE 3 — QUOTATION DOES NOT MATCH GOVBUSINESS LISTING: Your vendor quotation must precisely match the solution package specifications (Annex 3) on GoBusiness. If your quotation includes items or costs not in the approved package, the non-compliant portion is excluded, potentially reducing your grant amount or causing rejection. Ask the vendor to issue a quotation specifically matching the GoBusiness listing. MISTAKE 4 — COMPANY NAME ON QUOTATION DOES NOT MATCH ACRA: Your registered company name on ACRA (e.g., “ABC Global Pte Ltd”) must appear EXACTLY on the vendor quotation. Short forms, abbreviations, or alternative names (e.g., “ABC Global” without “Pte Ltd”) will cause the application to be flagged. MISTAKE 5 — STALE FINANCIAL STATEMENTS: If your latest financial statements are more than 12 months old, EnterpriseSG may reject or delay your application. Ensure your financial statements are current before applying. For companies less than 3 years old, management accounts are acceptable. BONUS MISTAKE — APPLYING FOR THE SAME CATEGORY TWICE: Each solution category can only be claimed once. Applying for two different vendors offering the same category of solution in the same year will result in only one being approved.

EDGE (ENTERPRISE DEVELOPMENT GRANT ENHANCED) IS A NEW CONSOLIDATED GRANT FROM ENTERPRISE SINGAPORE THAT IS EXPECTED TO LAUNCH IN THE SECOND HALF OF 2026 AND WILL EVENTUALLY REPLACE PSG, EDG, AND MRA. WHAT THIS MEANS FOR CURRENT PSG APPLICANTS: CURRENT STATUS: As of mid-2026, PSG remains fully active and applications continue to be processed via the Business Grants Portal (BGP). EDGE HAS NOT YET LAUNCHED: No official launch date or new EDGE rates have been published. APPLY PSG NOW: If you have qualifying PSG solutions ready to implement, apply under the current PSG scheme rather than waiting for EDGE. Approved PSG applications will continue to be honoured under the existing PSG terms, even after EDGE launches. GRANDFATHERING: Once your PSG Letter of Offer is issued, you claim and implement under PSG terms regardless of any subsequent EDGE launch. POTENTIAL EDGE CHANGES: The consolidated EDGE may simplify the application process but could change the funding rates or caps. There is no confirmed indication that EDGE will be more generous than current PSG rates. The pre-approved vendor list model may or may not continue under EDGE — it could shift to a more EDG-like project-based approach. STRATEGIC ADVICE FOR 2026: Apply for your highest-priority PSG solution NOW to lock in the known 50% rate and S$30,000 cap under the current framework. Do not delay adoption of business-critical technology waiting for EDGE — you could miss the current grant year cap (reset 1 April) and the known PSG terms. Monitor enterprisesg.gov.sg for EDGE launch announcements. This calculator will be updated when EDGE terms are officially published.

YES. SOLE PROPRIETORSHIPS AND GENERAL PARTNERSHIPS INCORPORATED AND OPERATING IN SINGAPORE ARE ELIGIBLE TO APPLY FOR PSG, PROVIDED THEY MEET ALL OTHER ELIGIBILITY CRITERIA. REQUIREMENTS FOR SOLE PROPRIETORSHIPS AND PARTNERSHIPS: Must be registered with ACRA and operating in Singapore. Must meet the SME size threshold (Group Revenue below S$100M OR below 200 employees). Must have at least 30% local shareholding at the ultimate beneficial owner level (for a sole proprietorship with a Singaporean owner, this is automatically met). The IT solution must be used in Singapore. No payment before application. WHAT THIS MEANS IN PRACTICE: A freelance consultant registered as a Sole Proprietorship can apply for PSG for Xero accounting software. A partnership of local hawker stall owners can apply for PSG for a POS system. A small family business registered as a sole proprietorship can apply for PSG for a HR management system. ADVANTAGES FOR SMALLER BUSINESSES: Sole proprietorships and small partnerships are often the businesses that benefit MOST from PSG because: The S$30,000 annual cap is often sufficient to cover ALL their digital adoption needs. The 50% funding rate halves the technology investment required. The PSG+SFEC combination can reduce net costs to as low as 5%, making enterprise-grade software affordable for even micro businesses. CLAIM PROCESS: The claim process is the same as for Pte Ltds. Sole proprietors need CorpPass (which can be obtained under their personal SingPass tied to the business UEN) to access BGP.

THIS IS THE ONLY SINGAPORE PSG CALCULATOR THAT PROVIDES EIGHT KEY CAPABILITIES NOT AVAILABLE ANYWHERE ELSE: (1) PSG + SFEC STACK CALCULATION: Shows the combined impact of PSG (50%) plus SFEC (90% of remaining out-of-pocket) in a single view — the only tool that computes the total government support and your final net cost after both grants. The PSG+SFEC combination can reduce your net cost to as low as 5%, a calculation no other Singapore tool shows interactively. (2) MULTI-SOLUTION PLANNER: Add multiple PSG solutions simultaneously and see the total grant against the S$30,000 annual cap. Track which solutions you can claim this grant year and which to defer to the next year (cap reset on 1 April). (3) ANNUAL CAP UTILIZATION TRACKER: Shows remaining cap for the current grant year, accounting for grants already claimed, with the exact cap reset date countdown. (4) REAL-TIME CAP BAR: Visual indicator showing how much of the S$30,000 cap is used, turning red when the cap is exceeded. (5) GRANT YEAR AWARENESS: Automatically calculates the current PSG grant year end date and days remaining, so you know exactly when to apply to maximise two consecutive grant years. (6) PER-SOLUTION BREAKDOWN: Shows PSG grant and net cost for each individual solution, not just a total. (7) STACKED CHART: Bar chart showing PSG grant, SFEC contribution, and net company cost for each solution — visual representation for board or management presentations. (8) PDF REPORT: Detailed branded PDF with all solutions, costs, PSG grants, SFEC amounts, and the claim timeline — suitable for BGP pre-application planning and management approval.